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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

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FORM 8-K

 

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CURRENT REPORT

 

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

 

January 28, 2004

Date of Report (Date of earliest event reported)

 

NOVASTAR FINANCIAL, INC.

(Exact name of registrant as specified in its charter)

 

Maryland		001-13533		74-2830661
(State or other jurisdiction of incorporation or organization)		(Commission File Number)		(I.R.S. Employer Identification No.)

 

8140 Ward Parkway, Suite 300, Kansas City, MO 64114

(Address of principal executive offices)

(Zip Code)

 

(816) 237-7000

(Registrant’s telephone number, including area code)

 

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INFORMATION TO BE INCLUDED IN THE REPORT

 

Item 7. (c) Exhibit

 

99.1		Press Release dated January 28, 2004 “NovaStar Announces Fourth Quarter Earnings Per Share of $1.38, Culminating a Record Year”.

 

Item 12. Results of Operations and Financial Conditions

 

Pursuant to Item 12 of Form 8-K, NovaStar Financial, Inc. is hereby furnishing, as an Exhibit to this current report on Form 8-K , a copy of its earnings release for the fourth quarter of 2003 publicly released on January 28, 2004.

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SIGNATURE

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

 

		NOVASTAR FINANCIAL, INC.
DATE: January 29, 2004		/s/ Rodney E. Schwatken
		Rodney E. Schwatken
		Vice President, Treasurer and Controller

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Exhibit Index

 

Exhibit Number
99.1		Press Release dated January 28, 2004 “NovaStar Announces Fourth Quarter Earnings Per Share of $1.38, Culminating a Record Year”.