UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): January 28, 2005
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First Bancorp |
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(Exact Name of Registrant as Specified in its Charter) |
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North Carolina |
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0-15572 |
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56-1421916 |
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(State or Other
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(Commission |
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(I.R.S.
Employer |
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341 North Main Street, Troy, North Carolina |
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27371 |
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(Address of Principal Executive Offices) |
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(Zip Code) |
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(910) 576-6171 |
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(Registrant’s telephone number, including area code) |
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Not Applicable |
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(Former Name or Former Address, if changed since last report) |
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
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Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
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Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
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Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
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Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
First Bancorp
INDEX
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Exhibit 99 (a) News Release dated January 28, 2005 |
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Item 2.02 – Results of Operations and Financial Condition
On January 28, 2005, the Registrant issued a news release to announce its earnings for the quarter-to-date and year-to-date periods ended December 31, 2004. The news release is attached hereto as Exhibit 99(a) and is incorporated by reference. The news release includes disclosure of net interest income on a tax-equivalent basis, which is a non-GAAP performance measure used by management in operating its business, which management believes provides investors with a more accurate picture of net interest income and net interest margins for comparative purposes.
As of December 31, 2004, the Company had 14,083,856 shares outstanding.
Item 9.01 – Financial Statements and Exhibits
(c) Exhibits
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Exhibit No. |
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Description |
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99(a) |
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Press release issued on January 28, 2005 |
Disclosures About Forward Looking
Statements
The discussions
included in this document and its exhibits may contain forward looking
statements within the meaning of the Private Securities Litigation Act of 1995,
including Section 21E of the Securities Exchange Act of 1934 and
Section 27A of the Securities Act of 1933. Such statements involve
known and unknown risks, uncertainties and other factors that may cause actual
results to differ materially. For the purposes of these discussions, any
statements that are not statements of historical fact may be deemed to be
forward looking statements. Such statements are often characterized by the use
of qualifying words such as “expects,” “anticipates,” “believes,”
“estimates,” “plans,” “projects,” or other statements concerning
opinions or judgments of the Company and its management about future
events. The accuracy of such forward looking statements could be affected
by such factors as, including but not limited to, the financial success or
changing conditions or strategies of the Company’s customers or vendors,
fluctuations in interest rates, actions of government regulators, the
availability of capital and personnel or general economic conditions.
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Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
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FIRST BANCORP |
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January 28, 2005 |
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/s/ JAMES H. GARNER |
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James H. Garner |
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