Form 8k - 1Q14 Earnings Release



UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549


FORM 8-K


CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


Date of Report (Date of earliest event reported): April 23, 2014



CULLEN/FROST BANKERS, INC.
(Exact name of issuer as specified in its charter)




Texas
001-13221
74-1751768
(State or other jurisdiction
(Commission
(IRS Employer
of incorporation)
File Number)
Identification No.)


100 West Houston Street, San Antonio, Texas
78205
(Address of principal executive offices)
(Zip Code)


(210) 220-4011
(Registrant's telephone number, including area code)

Not Applicable
(Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below):

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))




Item 2.02    Results of Operations and Financial Condition

Attached as Exhibit 99.1 and incorporated into this item by reference is a press release issued by the Registrant on April 23, 2014 regarding its financial results for the quarter ended March 31, 2014. The information furnished by the Registrant pursuant to this item shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, or otherwise subject to the liability of that section, and shall not be deemed to be incorporated by reference into any filing under the Securities Act of 1933 or the Securities Exchange Act of 1934


Item 9.01    Financial Statements and Exhibits

(d)   Exhibits:

99.1
Press Release dated April 23, 2014 with respect to the Registrant's financial results for the quarter ended March 31, 2014






SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

CULLEN/FROST BANKERS, INC.



By:    /s/ Phillip D. Green    
Phillip D. Green
Group Executive Vice President
and Chief Financial Officer


Dated:    April 23, 2014




EXHIBIT INDEX





Exhibit Number
 
Description
 
 
 
   99.1
 
Press Release dated April 23, 2014 with respect to the Registrant's financial results for the quarter ended March 31, 2014