Converted by EDGARwiz


UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

FORM 8-K

CURRENT REPORT

 

 

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

 

Date of Report (Date of earliest event reported): October 14, 2008

 

 

ARROW FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

 

New York            

0-12507         

22-2448962      

(State or other jurisdiction of incorporation)

Commission File Number

(IRS Employer Identification Number)

 

        

 

 

250 GLEN STREET, GLENS FALLS, NEW YORK 12801

(Address of principal executive offices)   (Zip Code)

 

Registrant’s telephone number, including area code:   (518) 745-1000

 

 

(Former name or former address, if changed since last report)

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligations of the registrant under any of the following provisions:

[  ] Written communication pursuant to Rule 425 under Securities Act (17 CFR 230.425)

[  ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[  ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))







Item 8.01.

Other Events


On October 14, 2008, Arrow Financial Corporation issued a press release announcing that Arrow’s subsidiary, Glens Falls National Bank and Trust Company, had executed a letter of intent to acquire Upstate Agency, Inc., an independent property and casualty insurance agency headquartered in Chestertown, New York with five offices located in Northern New York.   


Item 9.01.

Financial Statements and Exhibits


Exhibits:


Exhibit No.

Description

Exhibit 99

Arrow Financial Corporation Press Release dated October 14, 2008.






SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


ARROW FINANCIAL CORPORATION

Registrant




Date: October 14, 2008

/s/ Terry R. Goodemote                               

 

Terry R. Goodemote, Senior Vice President,

Treasurer and Chief Financial Officer



EXHIBIT INDEX


Exhibit No.

Description

Exhibit 99

Arrow Financial Corporation Press Release dated October 14, 2008.



2