UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 12/31/2008
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: ARROW FINANCIAL CORP.
Address: 250 GLEN STREET
GLENS FALLS, NY 12801
13F File Number: 28-12533
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: TERRY R. GOODEMOTE
Title: SENIOR VICE PRESIDENT & CHIEF FINANCIAL OFFICER
Phone: (518)745-1000 ext. 512
Signature, Place, and Date of Signing:
s/ TERRY R. GOODEMOTE GLENS FALLS, NEW YORK 02/04/2009
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 2
Form 13F Information Table Entry Total: 581
Form 13F Information Table Value Total: $ 220,558
List of Other Included Managers:
No. 13F File Number Name
2 28-03696 GLENS FALLS NATIONAL BANK & TRUST COMPANY
3 28-12534 NORTH COUNTRY INVESTMENT ADVISERS, INC.
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN AMOUNTPRN CALL DISCRTN MANAGERS SOLE SHARED NONE
AFLAC INCORPORATED COM 001055102 5 100 SH OTHER 100
AFLAC INCORPORATED COM 001055102 32 690 SH DEFINED 2 690
AFLAC INCORPORATED COM 001055102 60 1300 SH OTHER 2 1300
AMR CORP COM 001765106 0 50 SH DEFINED 2 50
AT&T INC COM 00206R102 93 3250 SH SOLE 3250
AT&T INC COM 00206R102 40 1400 SH OTHER 1400
AT&T INC COM 00206R102 1779 62429 SH DEFINED 2 62429
AT&T INC COM 00206R102 512 17964 SH OTHER 2 17964
AT&T INC COM 00206R102 1824 64000 SH DEFINED 3 64000
ABBOTT LABORATORIES COM 002824100 87 1630 SH SOLE 1630
ABBOTT LABORATORIES COM 002824100 11 200 SH OTHER 200
ABBOTT LABORATORIES COM 002824100 1951 36555 SH DEFINED 2 36555
ABBOTT LABORATORIES COM 002824100 391 7328 SH OTHER 2 7328
ABBOTT LABORATORIES COM 002824100 2135 40000 SH DEFINED 3 40000
ABERCROMBIE & FITCH CO COM 002896207 5 220 SH DEFINED 2 220
ADOBE SYSTEMS COM 00724F101 19 875 SH SOLE 875
ADOBE SYSTEMS COM 00724F101 485 22795 SH DEFINED 2 22795
ADOBE SYSTEMS COM 00724F101 26 1200 SH OTHER 2 1200
ADOBE SYSTEMS COM 00724F101 809 38000 SH DEFINED 3 38000
AIR PRODUCTS & CHEMICALS INC COM 009158106 25 500 SH SOLE 500
AIR PRODUCTS & CHEMICALS INC COM 009158106 333 6619 SH DEFINED 2 6619
AIR PRODUCTS & CHEMICALS INC COM 009158106 98 1950 SH OTHER 2 1950
AIR PRODUCTS & CHEMICALS INC COM 009158106 729 14500 SH DEFINED 3 14500
ALCOA INC COM 013817101 1 100 SH SOLE 100
ALCOA INC COM 013817101 64 5712 SH DEFINED 2 5712
ALCOA INC COM 013817101 9 825 SH OTHER 2 825
ALCATEL-LUCENT COM 013904305 0 244 SH DEFINED 2 244
ALLIANT ENERGY CORP COM 018802108 19 650 SH SOLE 650
ALLIANT ENERGY CORP COM 018802108 306 10475 SH DEFINED 2 10475
ALTRIA GROUP INC COM 02209S103 8 500 SH SOLE 500
ALTRIA GROUP INC COM 02209S103 236 15642 SH OTHER 2 15642
AMERICAN CAPITAL LTD COM 02503Y103 2 711 SH DEFINED 2 711
AMERICAN ELECTRIC POWER CO COM 025537101 87 2616 SH DEFINED 2 2616
AMERICAN EXPRESS CO COM 025816109 30 1610 SH SOLE 1610
AMERICAN EXPRESS CO COM 025816109 6 300 SH OTHER 300
AMERICAN EXPRESS CO COM 025816109 555 29935 SH DEFINED 2 29935
AMERICAN EXPRESS CO COM 025816109 109 5850 SH OTHER 2 5850
AMERICAN EXPRESS CO COM 025816109 742 40000 SH DEFINED 3 40000
AMER INTL GROUP INC COM 026874107 0 60 SH OTHER 2 60
AMERIPRISE FINL INC COM 03076C106 2 80 SH DEFINED 2 80
AMGEN INC COM 031162100 9 150 SH OTHER 150
AMGEN INC COM 031162100 44 768 SH DEFINED 2 768
AMGEN INC COM 031162100 20 350 SH OTHER 2 350
ANALOG DEVICES, INC. COM 032654105 4 200 SH DEFINED 2 200
ANGIODYNAMICS INC COM 03475V101 8 550 SH DEFINED 2 550
APACHE CORP COM 037411105 32 435 SH DEFINED 2 435
APOLLO GROUP INC COM 037604105 6 75 SH DEFINED 2 75
APPLE INC COM 037833100 55 650 SH SOLE 650
APPLE INC COM 037833100 599 7023 SH DEFINED 2 7023
APPLE INC COM 037833100 124 1450 SH OTHER 2 1450
APPLE INC COM 037833100 1280 15000 SH DEFINED 3 15000
APPLIED MATERIALS INC COM 038222105 1 100 SH OTHER 2 100
AQUA AMER INC COM 03836W103 4 200 SH DEFINED 2 200
AQUA AMER INC COM 03836W103 30 1465 SH OTHER 2 1465
ARCH COAL INC COM 039380100 16 1000 SH OTHER 2 1000
ARROW COM 042744102 4 154 SH SOLE 154
ARROW COM 042744102 31302 1245105 SH DEFINED 2 1245105
ARROW COM 042744102 651 25904 SH OTHER 2 25904
AUTODESK INC COM 052769106 11 555 SH DEFINED 2 555
AUTOMATIC DATA PROCESSING COM 053015103 127 3232 SH DEFINED 2 3232
AUTOMATIC DATA PROCESSING COM 053015103 337 8555 SH OTHER 2 8555
AVON PRODUCTS INC COM 054303102 3 125 SH DEFINED 2 125
AVON PRODUCTS INC COM 054303102 5 200 SH OTHER 2 200
BP PLC COM 055622104 14 300 SH SOLE 300
BP PLC COM 055622104 283 6053 SH DEFINED 2 6053
BP PLC COM 055622104 839 17954 SH OTHER 2 17954
BAKER HUGHES INC COM 057224107 40 1250 SH DEFINED 2 1250
BAKER HUGHES INC COM 057224107 43 1350 SH OTHER 2 1350
BAKER HUGHES INC COM 057224107 834 26000 SH DEFINED 3 26000
BANK OF AMERICA CORP COM 060505104 15 1090 SH SOLE 1090
BANK OF AMERICA CORP COM 060505104 1 100 SH OTHER 100
BANK OF AMERICA CORP COM 060505104 160 11375 SH DEFINED 2 11375
BANK OF AMERICA CORP COM 060505104 25 1800 SH OTHER 2 1800
BANK OF AMERICA CORP COM 060505104 1394 99000 SH DEFINED 3 99000
BANK OF NEW YORK MELLON CORP COM 064058100 30 1067 SH SOLE 1067
BANK OF NEW YORK MELLON CORP COM 064058100 751 26508 SH DEFINED 2 26508
BANK OF NEW YORK MELLON CORP COM 064058100 125 4402 SH OTHER 2 4402
BANK OF NEW YORK MELLON CORP COM 064058100 1497 52830 SH DEFINED 3 52830
BARRICK GOLD COM 067901108 11 300 SH DEFINED 2 300
BAXTER INTL INC COM 071813109 49 910 SH SOLE 910
BAXTER INTL INC COM 071813109 1112 20745 SH DEFINED 2 20745
BAXTER INTL INC COM 071813109 338 6313 SH OTHER 2 6313
BAXTER INTL INC COM 071813109 2090 39000 SH DEFINED 3 39000
BECTON DICKINSON CO COM 075887109 3 50 SH OTHER 2 50
BERKSHIRE HATHAWAY INC COM 084670207 13 4 SH OTHER 2 4
BEST BUY CO COM 086516101 3 100 SH DEFINED 2 100
BEST BUY CO COM 086516101 4 150 SH OTHER 2 150
BHP BILLITON COM 088606108 7 170 SH DEFINED 2 170
BOEING COMPANY COM 097023105 54 1270 SH DEFINED 2 1270
BOSTON SCIENTIFIC CORP COM 101137107 2 265 SH DEFINED 2 265
BRISTOL MYERS SQUIBB COM 110122108 137 5900 SH DEFINED 2 5900
BRISTOL MYERS SQUIBB COM 110122108 26 1100 SH OTHER 2 1100
BRISTOL MYERS SQUIBB COM 110122108 1046 45000 SH DEFINED 3 45000
BROWN AND BROWN INC COM 115236101 15 716 SH DEFINED 2 716
BROWN FOREMAN DISTILLERS CORP COM 115637100 22 432 SH DEFINED 2 432
BROWN FOREMAN DISTILLERS CORP COM 115637209 31 610 SH DEFINED 2 610
BURLINGTON NORTHERN COM 12189T104 28 375 SH SOLE 375
BURLINGTON NORTHERN COM 12189T104 535 7070 SH DEFINED 2 7070
BURLINGTON NORTHERN COM 12189T104 19 250 SH OTHER 2 250
BURLINGTON NORTHERN COM 12189T104 1136 15000 SH DEFINED 3 15000
CVS/CAREMARK CORP COM 126650100 19 675 SH SOLE 675
CVS/CAREMARK CORP COM 126650100 626 21790 SH DEFINED 2 21790
CVS/CAREMARK CORP COM 126650100 10 350 SH OTHER 2 350
CAMERON INTERNATIONAL CORP COM 13342B105 32 1570 SH SOLE 1570
CAMERON INTERNATIONAL CORP COM 13342B105 438 21355 SH DEFINED 2 21355
CAMERON INTERNATIONAL CORP COM 13342B105 28 1350 SH OTHER 2 1350
CAMERON INTERNATIONAL CORP COM 13342B105 1025 50000 SH DEFINED 3 50000
CAMPBELL SOUP COM 134429109 3 100 SH SOLE 100
CAPSTONE TURBINE CORP COM 14067D102 0 600 SH DEFINED 2 600
CARNIVAL COM 143658300 46 1908 SH DEFINED 2 1908
CARNIVAL COM 143658300 3 134 SH OTHER 2 134
CASELLA WASTE SYSTEMS INC COM 147448104 12 3000 SH DEFINED 2 3000
CATERPILLAR INC COM 149123101 4 80 SH SOLE 80
CATERPILLAR INC COM 149123101 70 1575 SH DEFINED 2 1575
CATERPILLAR INC COM 149123101 32 725 SH OTHER 2 725
CHESAPEAKE ENERGY COM 165167107 3 200 SH DEFINED 2 200
CHEVRON CORPORATION COM 166764100 214 2899 SH SOLE 2899
CHEVRON CORPORATION COM 166764100 41 550 SH OTHER 550
CHEVRON CORPORATION COM 166764100 2110 28526 SH DEFINED 2 28526
CHEVRON CORPORATION COM 166764100 519 7021 SH OTHER 2 7021
CHEVRON CORPORATION COM 166764100 1923 26000 SH DEFINED 3 26000
CHUBB CORP COM 171232101 15 300 SH SOLE 300
CISCO SYSTEMS COM 17275R102 67 4100 SH SOLE 4100
CISCO SYSTEMS COM 17275R102 3 200 SH OTHER 200
CISCO SYSTEMS COM 17275R102 1228 75359 SH DEFINED 2 75359
CISCO SYSTEMS COM 17275R102 290 17767 SH OTHER 2 17767
CISCO SYSTEMS COM 17275R102 1402 86000 SH DEFINED 3 86000
CITIGROUP INC COM 172967101 2 300 SH SOLE 300
CITIGROUP INC COM 172967101 34 5038 SH DEFINED 2 5038
CITIGROUP INC COM 172967101 1 200 SH OTHER 2 200
COCA COLA CO. COM 191216100 20 450 SH DEFINED 2 450
COGNIZANT TECH SOLUTIONS COM 192446102 18 1000 SH DEFINED 2 1000
COLGATE-PALMOLIVE CO COM 194162103 57 825 SH SOLE 825
COLGATE-PALMOLIVE CO COM 194162103 14 200 SH OTHER 200
COLGATE-PALMOLIVE CO COM 194162103 1184 17275 SH DEFINED 2 17275
COLGATE-PALMOLIVE CO COM 194162103 322 4700 SH OTHER 2 4700
COLGATE-PALMOLIVE CO COM 194162103 2193 32000 SH DEFINED 3 32000
COMCAST CORP NEW COM 20030N101 19 1150 SH SOLE 1150
COMCAST CORP NEW COM 20030N101 105 6239 SH DEFINED 2 6239
COMCAST CORP NEW COM 20030N101 6 375 SH OTHER 2 375
CONNECTICUT WATER SERVICE INC COM 207797101 5 200 SH OTHER 2 200
CONOCOPHILLIPS COM 20825C104 59 1140 SH SOLE 1140
CONOCOPHILLIPS COM 20825C104 1158 22348 SH DEFINED 2 22348
CONOCOPHILLIPS COM 20825C104 116 2230 SH OTHER 2 2230
CONOCOPHILLIPS COM 20825C104 725 14000 SH DEFINED 3 14000
CONSOLIDATED EDISON INC COM 209115104 28 714 SH DEFINED 2 714
CONSTELLATION ENERGY GROUP INC COM 210371100 1 50 SH SOLE 50
CONSTELLATION ENERGY GROUP INC COM 210371100 33 1325 SH DEFINED 2 1325
CONSTELLATION ENERGY GROUP INC COM 210371100 24 950 SH OTHER 2 950
CORNING INC COM 219350105 10 1100 SH SOLE 1100
CORNING INC COM 219350105 56 5900 SH DEFINED 2 5900
CORNING INC COM 219350105 46 4850 SH OTHER 2 4850
CORNING INC COM 219350105 1029 108000 SH DEFINED 3 108000
COSTCO WHOLESALE CORP NEW COM 22160K105 51 975 SH SOLE 975
COSTCO WHOLESALE CORP NEW COM 22160K105 665 12675 SH DEFINED 2 12675
COSTCO WHOLESALE CORP NEW COM 22160K105 60 1150 SH OTHER 2 1150
COSTCO WHOLESALE CORP NEW COM 22160K105 1470 28000 SH DEFINED 3 28000
DTE ENERGY CO. COM 233331107 7 199 SH DEFINED 2 199
DANAHER CORP COM 235851102 75 1330 SH SOLE 1330
DANAHER CORP COM 235851102 23 400 SH OTHER 400
DANAHER CORP COM 235851102 1699 30018 SH DEFINED 2 30018
DANAHER CORP COM 235851102 138 2435 SH OTHER 2 2435
DANAHER CORP COM 235851102 1132 20000 SH DEFINED 3 20000
DARDEN RESTAURANTS INC COM 237194105 7 260 SH DEFINED 2 260
DEERE & CO COM 244199105 15 400 SH DEFINED 2 400
DELL INC COM 24702R101 13 1250 SH SOLE 1250
DELL INC COM 24702R101 88 8620 SH DEFINED 2 8620
DELL INC COM 24702R101 13 1250 SH OTHER 2 1250
DENTSPLY INTL COM 249030107 17 600 SH DEFINED 2 600
DENTSPLY INTL COM 249030107 21 750 SH OTHER 2 750
DEVON ENERGY CORP NEW COM 25179M103 7 100 SH DEFINED 2 100
WALT DISNEY COMPANY COM 254687106 49 2145 SH SOLE 2145
WALT DISNEY COMPANY COM 254687106 766 33755 SH DEFINED 2 33755
WALT DISNEY COMPANY COM 254687106 315 13875 SH OTHER 2 13875
WALT DISNEY COMPANY COM 254687106 794 35000 SH DEFINED 3 35000
DOLLAR TREE INC. COM 256746108 110 2630 SH DEFINED 2 2630
DOMINION RES INC VA NEW COM 25746U109 62 1720 SH SOLE 1720
DOMINION RES INC VA NEW COM 25746U109 7 200 SH OTHER 200
DOMINION RES INC VA NEW COM 25746U109 1127 31437 SH DEFINED 2 31437
DOMINION RES INC VA NEW COM 25746U109 174 4850 SH OTHER 2 4850
DOMINION RES INC VA NEW COM 25746U109 1004 28000 SH DEFINED 3 28000
DOW CHEMICAL CO COM 260543103 6 400 SH OTHER 400
DOW CHEMICAL CO COM 260543103 8 500 SH DEFINED 2 500
EI DUPONT DE NEMOURS & CO COM 263534109 9 350 SH SOLE 350
EI DUPONT DE NEMOURS & CO COM 263534109 24 950 SH DEFINED 2 950
EI DUPONT DE NEMOURS & CO COM 263534109 71 2800 SH OTHER 2 2800
DUKE ENERGY HLDG CORP COM 26441C105 17 1146 SH DEFINED 2 1146
EMC CORP COM 268648102 5 515 SH DEFINED 2 515
EAST WEST BANCORP COM 27579R104 8 500 SH OTHER 2 500
EASTMAN KODAK CO COM 277461109 0 100 SH DEFINED 2 100
EATON CORP COM 278058102 10 200 SH SOLE 200
EATON CORP COM 278058102 89 1800 SH OTHER 2 1800
EBAY INC COM 278642103 7 500 SH DEFINED 2 500
EBAY INC COM 278642103 1 100 SH OTHER 2 100
ECOLAB INC COM 278865100 178 5050 SH DEFINED 2 5050
ECOLAB INC COM 278865100 109 3100 SH OTHER 2 3100
ECOLAB INC COM 278865100 791 22500 SH DEFINED 3 22500
ELECTRONIC ARTS INC COM 285512109 0 60 SH OTHER 2 60
EMERSON ELECTRIC CO COM 291011104 54 1470 SH SOLE 1470
EMERSON ELECTRIC CO COM 291011104 7 200 SH OTHER 200
EMERSON ELECTRIC CO COM 291011104 751 20503 SH DEFINED 2 20503
EMERSON ELECTRIC CO COM 291011104 172 4700 SH OTHER 2 4700
EMERSON ELECTRIC CO COM 291011104 805 22000 SH DEFINED 3 22000
ENCANA CORP COM 292505104 37 800 SH DEFINED 2 800
ENTERGY CORP. NEW COM 29364G103 5 66 SH DEFINED 2 66
EXELON CORP COM 30161N101 32 580 SH SOLE 580
EXELON CORP COM 30161N101 6 100 SH OTHER 100
EXELON CORP COM 30161N101 701 12605 SH DEFINED 2 12605
EXELON CORP COM 30161N101 56 1000 SH OTHER 2 1000
EXELON CORP COM 30161N101 1223 22000 SH DEFINED 3 22000
EXXON MOBIL CORP COM 30231G102 306 3833 SH SOLE 3833
EXXON MOBIL CORP COM 30231G102 76 950 SH OTHER 950
EXXON MOBIL CORP COM 30231G102 4658 58350 SH DEFINED 2 58350
EXXON MOBIL CORP COM 30231G102 1852 23198 SH OTHER 2 23198
EXXON MOBIL CORP COM 30231G102 2355 29500 SH DEFINED 3 29500
FPL GROUP INC COM 302571104 40 800 SH DEFINED 2 800
FAIRPOINT COMMUNICATIONS INC. COM 305560104 0 31 SH DEFINED 2 31
FAIRPOINT COMMUNICATIONS INC. COM 305560104 0 3 SH OTHER 2 3
FAMILY DOLLAR STORES COM 307000109 3 100 SH DEFINED 2 100
FASTENAL COM 311900104 4 125 SH DEFINED 2 125
FED HOME LOAN MORT CORP COM 313400301 0 1116 SH DEFINED 2 1116
FED NATL MORT ASSOC COM 313586109 0 1000 SH DEFINED 2 1000
FEDEX CORPORATION COM 31428X106 13 200 SH DEFINED 2 200
FINANCIAL INSTITUTIONS INC COM 317585404 1 100 SH OTHER 2 100
FIRST MARBLEHEAD CORP COM 320771108 0 750 SH OTHER 2 750
FIRST NIAGARA COM 33582V108 186 11500 SH SOLE 11500
FISERV INC COM 337738108 54 1495 SH SOLE 1495
FISERV INC COM 337738108 648 17810 SH DEFINED 2 17810
FORD MOTOR CO COM 345370860 2 1000 SH DEFINED 2 1000
FORTUNE BRANDS INC COM 349631101 29 700 SH DEFINED 2 700
FRANKLIN RESOURCES COM 354613101 30 465 SH SOLE 465
FRANKLIN RESOURCES COM 354613101 533 8355 SH DEFINED 2 8355
FRANKLIN RESOURCES COM 354613101 6 100 SH OTHER 2 100
FRANKLIN RESOURCES COM 354613101 829 13000 SH DEFINED 3 13000
GENERAL DYNAMICS COM 369550108 14 250 SH SOLE 250
GENERAL DYNAMICS COM 369550108 314 5460 SH DEFINED 2 5460
GENERAL DYNAMICS COM 369550108 125 2165 SH OTHER 2 2165
GENERAL DYNAMICS COM 369550108 806 14000 SH DEFINED 3 14000
GENERAL ELECTRIC CO COM 369604103 107 6596 SH SOLE 6596
GENERAL ELECTRIC CO COM 369604103 25 1550 SH OTHER 1550
GENERAL ELECTRIC CO COM 369604103 2226 137409 SH DEFINED 2 137409
GENERAL ELECTRIC CO COM 369604103 1360 83928 SH OTHER 2 83928
GENERAL ELECTRIC CO COM 369604103 972 60000 SH DEFINED 3 60000
GENERAL MILLS INC COM 370334104 9 150 SH SOLE 150
GENERAL MILLS INC COM 370334104 6 100 SH OTHER 100
GENERAL MILLS INC COM 370334104 587 9660 SH DEFINED 2 9660
GENERAL MILLS INC COM 370334104 149 2450 SH OTHER 2 2450
GENERAL MILLS INC COM 370334104 1598 26300 SH DEFINED 3 26300
GENUINE PARTS CO COM 372460105 6 150 SH OTHER 2 150
GENTIVA COM 37247A102 6 210 SH DEFINED 2 210
GENWORTH FINL COM 37247D106 0 100 SH SOLE 100
GENWORTH FINL COM 37247D106 4 1550 SH DEFINED 2 1550
GENWORTH FINL COM 37247D106 4 1400 SH OTHER 2 1400
GENWORTH FINL COM 37247D106 133 47000 SH DEFINED 3 47000
GENZYME COM 372917104 31 460 SH SOLE 460
GENZYME COM 372917104 589 8870 SH DEFINED 2 8870
GENZYME COM 372917104 13 200 SH OTHER 2 200
GENZYME COM 372917104 1460 22000 SH DEFINED 3 22000
GLAXO COM 37733W105 27 725 SH DEFINED 2 725
GLAXO COM 37733W105 11 300 SH OTHER 2 300
GOLDMAN SACHS GROUP COM 38141G104 25 300 SH SOLE 300
GOLDMAN SACHS GROUP COM 38141G104 309 3660 SH DEFINED 2 3660
GOLDMAN SACHS GROUP COM 38141G104 84 1000 SH OTHER 2 1000
GOLDMAN SACHS GROUP COM 38141G104 760 9000 SH DEFINED 3 9000
GOOGLE INC COM 38259P508 5 15 SH DEFINED 2 15
GREENBRIER COMPANIES COM 393657101 1 200 SH DEFINED 2 200
HARLEY DAVIDSON INC COM 412822108 6 350 SH SOLE 350
HARLEY DAVIDSON INC COM 412822108 39 2276 SH DEFINED 2 2276
HARLEY DAVIDSON INC COM 412822108 44 2607 SH OTHER 2 2607
HARLEY DAVIDSON INC COM 412822108 268 15800 SH DEFINED 3 15800
HARSCO COM 415864107 16 586 SH DEFINED 2 586
HARTFORD FINL SVCS GROUP INC. COM 416515104 58 3533 SH DEFINED 2 3533
HARTFORD FINL SVCS GROUP INC. COM 416515104 23 1400 SH OTHER 2 1400
HARTFORD FINL SVCS GROUP INC. COM 416515104 246 15000 SH DEFINED 3 15000
H J HEINZ CO COM 423074103 6 150 SH SOLE 150
H J HEINZ CO COM 423074103 446 11865 SH DEFINED 2 11865
H J HEINZ CO COM 423074103 509 13550 SH OTHER 2 13550
H J HEINZ CO COM 423074103 1918 51000 SH DEFINED 3 51000
HEWLETT PACKARD CO COM 428236103 68 1860 SH SOLE 1860
HEWLETT PACKARD CO COM 428236103 15 400 SH OTHER 400
HEWLETT PACKARD CO COM 428236103 1371 37776 SH DEFINED 2 37776
HEWLETT PACKARD CO COM 428236103 1005 27698 SH OTHER 2 27698
HEWLETT PACKARD CO COM 428236103 1089 30000 SH DEFINED 3 30000
HOME DEPOT, INC COM 437076102 4 175 SH SOLE 175
HOME DEPOT, INC COM 437076102 2 100 SH OTHER 100
HOME DEPOT, INC COM 437076102 107 4665 SH DEFINED 2 4665
HOME DEPOT, INC COM 437076102 117 5075 SH OTHER 2 5075
HOSPIRA INC COM 441060100 7 260 SH OTHER 2 260
HOST HOTELS & RESORTS INC COM 44107P104 0 4 SH SOLE 4
ITT CORP COM 450911102 59 1290 SH SOLE 1290
ITT CORP COM 450911102 1009 21950 SH DEFINED 2 21950
ITT CORP COM 450911102 91 1975 SH OTHER 2 1975
ITT CORP COM 450911102 920 20000 SH DEFINED 3 20000
ILLINOIS TOOL WORKS INC. COM 452308109 50 1425 SH DEFINED 2 1425
ILLINOIS TOOL WORKS INC. COM 452308109 56 1600 SH OTHER 2 1600
ILLINOIS TOOL WORKS INC. COM 452308109 981 28000 SH DEFINED 3 28000
INTEL CORP COM 458140100 51 3470 SH SOLE 3470
INTEL CORP COM 458140100 10 700 SH OTHER 700
INTEL CORP COM 458140100 859 58597 SH DEFINED 2 58597
INTEL CORP COM 458140100 225 15340 SH OTHER 2 15340
INTL BUSINESS MACHINES COM 459200101 117 1393 SH SOLE 1393
INTL BUSINESS MACHINES COM 459200101 8 100 SH OTHER 100
INTL BUSINESS MACHINES COM 459200101 1705 20256 SH DEFINED 2 20256
INTL BUSINESS MACHINES COM 459200101 852 10127 SH OTHER 2 10127
INTL BUSINESS MACHINES COM 459200101 1431 17000 SH DEFINED 3 17000
INTL GAME TECH COM 459902102 1 100 SH DEFINED 2 100
INTERNATIONAL PAPER CO COM 460146103 4 376 SH DEFINED 2 376
ISHARES EXC 464287176 2 23 SH SOLE 23
ISHARES EXC 464287234 24 954 SH DEFINED 2 954
ISHARES EXC 46428Q109 3 290 SH DEFINED 2 290
JDS UNIPHASE CORP COM 46612J507 0 25 SH OTHER 2 25
JPMORGAN CHASE & CO COM 46625H100 40 1279 SH SOLE 1279
JPMORGAN CHASE & CO COM 46625H100 627 19875 SH DEFINED 2 19875
JPMORGAN CHASE & CO COM 46625H100 168 5336 SH OTHER 2 5336
JPMORGAN CHASE & CO COM 46625H100 1419 45000 SH DEFINED 3 45000
JACOBS ENGINEERING GROUP INC. COM 469814107 168 3486 SH OTHER 2 3486
JOHNSON & JOHNSON COM 478160104 181 3024 SH SOLE 3024
JOHNSON & JOHNSON COM 478160104 9 150 SH OTHER 150
JOHNSON & JOHNSON COM 478160104 2823 47176 SH DEFINED 2 47176
JOHNSON & JOHNSON COM 478160104 1681 28090 SH OTHER 2 28090
JOHNSON & JOHNSON COM 478160104 1974 33000 SH DEFINED 3 33000
JOHNSON CONTROLS INC COM 478366107 19 1050 SH DEFINED 2 1050
KADANT, INC. COM 48282T104 11 809 SH DEFINED 2 809
KELLOGG CO. COM 487836108 44 1000 SH SOLE 1000
KELLOGG CO. COM 487836108 865 19725 SH DEFINED 2 19725
KELLOGG CO. COM 487836108 160 3650 SH OTHER 2 3650
KELLOGG CO. COM 487836108 1622 37000 SH DEFINED 3 37000
KEYCORP COM 493267108 4 500 SH SOLE 500
KIMBERLY-CLARK CORP COM 494368103 5 100 SH DEFINED 2 100
KRAFT FOODS INC COM 50075N104 5 200 SH SOLE 200
KRAFT FOODS INC COM 50075N104 351 13090 SH OTHER 2 13090
LSI CORPORATION COM 502161102 0 71 SH DEFINED 2 71
L3 COMMUNICATIONS HLD INC COM 502424104 33 445 SH SOLE 445
L3 COMMUNICATIONS HLD INC COM 502424104 557 7548 SH DEFINED 2 7548
L3 COMMUNICATIONS HLD INC COM 502424104 38 520 SH OTHER 2 520
L3 COMMUNICATIONS HLD INC COM 502424104 1107 15000 SH DEFINED 3 15000
ELI LILLY & CO COM 532457108 12 300 SH OTHER 300
ELI LILLY & CO COM 532457108 42 1050 SH DEFINED 2 1050
ELI LILLY & CO COM 532457108 79 1950 SH OTHER 2 1950
LOCKHEED MARTIN CORP COM 539830109 42 504 SH DEFINED 2 504
LOCKHEED MARTIN CORP COM 539830109 50 600 SH OTHER 2 600
LOCKHEED MARTIN CORP COM 539830109 1009 12000 SH DEFINED 3 12000
LOWES COMPANIES COM 548661107 14 665 SH SOLE 665
LOWES COMPANIES COM 548661107 246 11452 SH DEFINED 2 11452
LOWES COMPANIES COM 548661107 135 6250 SH OTHER 2 6250
LOWES COMPANIES COM 548661107 603 28000 SH DEFINED 3 28000
MANULIFE FINL CORP COM 56501R106 3 180 SH DEFINED 2 180
MARRIOTT INTERNATIONAL INC COM 571903202 4 200 SH SOLE 200
MARRIOTT INTERNATIONAL INC COM 571903202 13 650 SH OTHER 2 650
MARTHA STEWART LIVING COM 573083102 0 65 SH DEFINED 2 65
MASTERCARD COM 57636Q104 14 100 SH DEFINED 2 100
MCCORMICK & CO COM 579780206 2 75 SH OTHER 2 75
MCDONALDS CORP COM 580135101 67 1080 SH SOLE 1080
MCDONALDS CORP COM 580135101 6 100 SH OTHER 100
MCDONALDS CORP COM 580135101 1410 22675 SH DEFINED 2 22675
MCDONALDS CORP COM 580135101 421 6775 SH OTHER 2 6775
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