UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
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March 31, 2005 |
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Date of Report (Date of earliest event reported) |
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CITIZENS FINANCIAL CORPORATION |
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(Exact name of registrant as specified in its charter) |
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KENTUCKY |
0-20148 |
61-1187135 |
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(State of incorporation) |
(Commission File Number) |
(IRS Employer Identification Number |
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12910 SHELBYVILLE ROAD |
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LOUISVILLE, KENTUCKY 40243 |
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(Address of principal executive offices) |
Registrant’s telephone number, including area code: (502) 244-2420
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Not Applicable |
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(Former name or former address, if changed since last report |
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ITEM 2.02 |
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Results of Operations and Financial Condition | |
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The registrant’s earnings press release dated March 31, 2005, reporting its fiscal year 2004 results of operation and financial condition, is attached hereto as Exhibit 99.1 and incorporated by reference herein.
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ITEM 9.01 |
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Financial Statements and Exhibits |
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The registrant’s earnings press release dated March 31, 2005, reporting its fiscal year 2004 results of operation and financial condition, is attached hereto as Exhibit 99.1 and incorporated by reference herein. |
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SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
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Citizens Financial Corporation |
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Registrant |
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Date: March 31, 2005 |
_/s/ Len E. Schweitzer_ |
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Len E. Schweitzer |
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Treasurer |
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INDEX TO EXHIBITS
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Exhibit |
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99.1 |
Earnings Press Release dated March 31, 2005 |
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