SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): November 23, 2004 PACIFIC PREMIER BANCORP, INC. ------------------------------------------------------ (Exact Name of Registrant as Specified in its Charter) 0-22193 --------------------- (Commission File No.) DELAWARE 33-0743196 ------------------------------ ------------------- (State or Other (IRS Employer Jurisdiction of Incorporation) Identification No.) 1600 Sunflower Ave, Second Floor, Costa Mesa, CA 92626 ------------------------------------------------ ---------- (Address of Principal Executive Offices) (Zip Code) (714) 431-4000 ---------------------------------------------------- (Registrant's Telephone Number, Including Area Code) Not Applicable ------------------------------------------------------------- (Former Name or Former Address, If Changed Since Last Report) Item 7.01 Regulation FD Disclosure On November 23, 2004 the Company issued a press release stating that Pacific Premier Bancorp, Inc. President and CEO, Steven R. Gardner, will be presenting at Friedman Billings Ramsey ("FBR") 11th Annual Investor Conference on Wednesday, December 1, 2004. Item 9.01 Financial Statements and Exhibits A copy of PPBI's press release is attached hereto as Exhibit 99.1 and hereby incorporated by reference. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. PACIFIC PREMIER BANCORP, INC. Dated: November 23, 2004 By: /s/ STEVEN R. GARDNER ------------------------------------- Steven R. Gardner President and Chief Executive Officer