SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                              --------------------

                                   SCHEDULE TO
                                 (RULE 14D-100)

            TENDER OFFER STATEMENT UNDER SECTION 14(D)(1) OR 13(E)(1)
                     OF THE SECURITIES EXCHANGE ACT OF 1934


                            ALLCITY INSURANCE COMPANY
--------------------------------------------------------------------------------
                       (Name of Subject Company (Issuer))


                          LEUCADIA NATIONAL CORPORATION
--------------------------------------------------------------------------------
                (Names of Filing Persons (Identifying Status as
                       Offeror, Issuer or Other Person))


                    Common Shares, $1.00 par value per share
--------------------------------------------------------------------------------
                         (Title of Class of Securities)


                                    016752107
--------------------------------------------------------------------------------
                      (CUSIP Number of Class of Securities)


                            Andrea A. Bernstein, Esq.
                           Weil, Gotshal & Manges LLP
                                767 Fifth Avenue
                            New York, New York 10153
                                 (212) 310-8000
--------------------------------------------------------------------------------
                 (Name, Address and Telephone Numbers of Person
  Authorized to Receive Notices and Communications on Behalf of Filing Persons)


                            CALCULATION OF FILING FEE
---------------------------------------- ---------------------------------------
       Transaction Valuation*                   Amount of Filing Fee*

           not applicable                           not applicable
---------------------------------------- ---------------------------------------

*   As the filing contains only preliminary communications made before the
    commencement of the tender offer, no filing fee is required.

[ ]        Check the box if any part of the fee is offset as provided by Rule
           0-11(a) (2) and identify the filing with which the offsetting fee was
           previously paid. Identify the previous filing by registration
           statement number, or the Form or Schedule and the date of its filing.


Amount Previously Paid: Not applicable             Filing Party: Not applicable



Form or Registration No.: Not applicable           Date Filed: Not applicable


[X]        Check the box if the filing relates solely to preliminary
           communications made before the commencement of a tender offer.

           Check the appropriate boxes below to designate any transactions to
           which the statement relates:

           [ ]     third-party tender offer subject to Rule 14d-1.

           [X]     issuer tender offer subject to Rule 13e-4.

           [X]     going-private transaction subject to Rule 13e-3.

           [X]     amendment to Schedule 13D under Rule 13d-2.


           Check the following box if the filing is a final amendment reporting
           the results of the tender offer:  [ ]

--------------------------------------------------------------------------------



           This Tender Offer Statement on Schedule TO is filed by Leucadia
National Corporation ("Leucadia"). Pursuant to General Instruction D to Schedule
TO, this Schedule TO relates to pre-commencement communications by Leucadia.

           Leucadia has not yet commenced the offer that is referred to in this
communication. Upon commencement of such offer, Leucadia will file with the
Securities and Exchange Commission a Schedule TO and related exhibits, including
an Offer to Purchase, the Letter of Transmittal and other related documents.
Shareholders are strongly encouraged to read the Schedule TO and related
exhibits, including the Offer to Purchase, the Letter of Transmittal and other
related documents, when these become available because they will contain
important information about the offer. The Schedule TO and related exhibits will
be available without charge at the Securities and Exchange Commission website at
www.sec.gov and will be delivered without charge to all shareholders of Allcity
Insurance Company.



================================================================================

                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                  SCHEDULE 13D
                    Under the Securities Exchange Act of 1934

                                (AMENDMENT NO. 6)


                            ALLCITY INSURANCE COMPANY
                                (Name of Issuer)


  COMMON SHARES, $1 PAR VALUE                                    016752107
(Title of class of securities)                                 (CUSIP number)


                            ANDREA A. BERNSTEIN, ESQ.
                           WEIL, GOTSHAL & MANGES LLP
                                767 FIFTH AVENUE
                               NEW YORK, NY 10153
                                 (212) 310-8000
            (Name, address and telephone number of person authorized
                     to receive notices and communications)


                                 MARCH 18, 2003
             (Date of event which requires filing of this statement)


If the filing person has previously filed a statement on Schedule 13G to report
the acquisition which is the subject of this Schedule 13D, and is filing this
schedule because of Rule 13d-1(b)(3) or (4), check the following box [_].

Check the following box if a fee is being paid with the statement   [_].

(A fee is not required only if the reporting person: (1) has a previous
statement on file reporting beneficial ownership of more than five percent of
the class of securities described in Item 1; and (2) has filed no amendment
subsequent thereto reporting beneficial ownership of five percent or less of
such class.) (See Rule 13d-7.)

Note: When filing this statement in paper format, six copies of this statement,
including exhibits, should be filed with the Commission. See Rule 13d-1(a) for
other parties to whom copies are to be sent.

================================================================================




--------------------------------------------------------------------------                 ----------------------------------------
CUSIP No. 016752107                                                             13D
--------------------------------------------------------------------------                 ----------------------------------------
             
--------------- ---------------------------------------------------------- --------------------------------------------------------
      1         NAME OF REPORTING PERSON:                                  LEUCADIA NATIONAL CORPORATION

                S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON:
--------------- -------------------------------------------------------------------------------------------------------------------
      2         CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP:                                                      (A) [X]
                                                                                                                       (B) [_]
--------------- -------------------------------------------------------------------------------------------------------------------
      3         SEC USE ONLY

--------------- ------------------------------------ ------------------------------------------------------------------------------
      4         SOURCE OF FUNDS:                     N/A

--------------- -------------------------------------------------------------------------------------------------------------------
      5         CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(d) OR 2(e):                 [_]
--------------- ---------------------------------------------------------- --------------------------------------------------------
      6         CITIZENSHIP OR PLACE OF ORGANIZATION:                      NEW YORK

--------------------------- -------- ----------------------------------------------------- ----------------------------------------
        NUMBER OF              7     SOLE VOTING POWER:                                    0
          SHARES
                            -------- ----------------------------------------------------- ----------------------------------------
       BENEFICIALLY            8     SHARED VOTING POWER:                                  6,458,808 (SEE ITEM 5)
         OWNED BY
                            -------- ----------------------------------------------------- ----------------------------------------
           EACH                9     SOLE DISPOSITIVE POWER:                               0
        REPORTING
                            -------- ----------------------------------------------------- ----------------------------------------
       PERSON WITH            10     SHARED DISPOSITIVE POWER:                             6,458,808 (SEE ITEM 5)

--------------- -------------------------------------------------------------------------- ----------------------------------------
      11        AGGREGATE AMOUNT BENEFICIALLY OWNED BY REPORTING PERSON:                   6,458,808 (SEE ITEM 5)

--------------- -------------------------------------------------------------------------------------------------------------------
      12        CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES:                                      [_]

--------------- -------------------------------------------------------------------------------------------------------------------
      13        PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11):                                                          91.2%

--------------- ---------------------------------------------------------- --------------------------------------------------------
      14        TYPE OF REPORTING PERSON:                                  CO

--------------- ---------------------------------------------------------- --------------------------------------------------------







                                       2

--------------------------------------------------------------------------                 ----------------------------------------
CUSIP No. 016752107                                                             13D
--------------------------------------------------------------------------                 ----------------------------------------

--------------- ---------------------------------------------------------- --------------------------------------------------------
      1         NAME OF REPORTING PERSON:                                  WMAC INVESTMENT CORPORATION

                S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON:
--------------- -------------------------------------------------------------------------------------------------------------------
      2         CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP:                                                     (A) [X]
                                                                                                                      (B) [_]
--------------- -------------------------------------------------------------------------------------------------------------------
      3         SEC USE ONLY

--------------- ------------------------------------ ------------------------------------------------------------------------------
      4         SOURCE OF FUNDS:                     N/A

--------------- -------------------------------------------------------------------------------------------------------------------
      5         CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(d) OR 2(e):                     [_]
--------------- ---------------------------------------------------------- --------------------------------------------------------
      6         CITIZENSHIP OR PLACE OF ORGANIZATION:                      WISCONSIN

--------------------------- -------- ----------------------------------------------------- ----------------------------------------
        NUMBER OF              7     SOLE VOTING POWER:                                    0
          SHARES
                            -------- ----------------------------------------------------- ----------------------------------------
       BENEFICIALLY            8     SHARED VOTING POWER:                                  299,370 (SEE ITEM 5)
         OWNED BY
                            -------- ----------------------------------------------------- ----------------------------------------
           EACH                9     SOLE DISPOSITIVE POWER:                               0
        REPORTING
                            -------- ----------------------------------------------------- ----------------------------------------
       PERSON WITH            10     SHARED DISPOSITIVE POWER:                             299,370 (SEE ITEM 5)

--------------- -------------------------------------------------------------------------- ----------------------------------------
      11        AGGREGATE AMOUNT BENEFICIALLY OWNED BY REPORTING PERSON:                   299,370 (SEE ITEM 5)

--------------- -------------------------------------------------------------------------------------------------------------------
      12        CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES:                                        [_]

--------------- -------------------------------------------------------------------------------------------------------------------
      13        PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11):                                                           4.2%

--------------- ---------------------------------------------------------- --------------------------------------------------------
      14        TYPE OF REPORTING PERSON:                                  CO

--------------- ---------------------------------------------------------- --------------------------------------------------------





                                       3

------------------------------------------------------------------------------ --------------- ------------------------------------
CUSIP No. 016752107                                                                 13D
------------------------------------------------------------------------------ --------------- ------------------------------------

------------------- ---------------------------------------------------------- ----------------------------------------------------
        1           NAME OF REPORTING PERSON:                                  PHLCORP, INC.

                    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON:
------------------- ---------------------------------------------------------------------------------------------------------------
        2           CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP:                                                     (A) [X]
                                                                                                                          (B) [_]
------------------- ---------------------------------------------------------------------------------------------------------------
        3           SEC USE ONLY

------------------- ------------------------------------ --------------------------------------------------------------------------
        4           SOURCE OF FUNDS:                     N/A

------------------- ---------------------------------------------------------------------------------------------------------------
        5           CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(d) OR 2(e):                   [_]
------------------- ---------------------------------------------------------- ----------------------------------------------------
        6           CITIZENSHIP OR PLACE OF ORGANIZATION:                      PENNSYLVANIA

------------------------------- --------- ---------------------------------------------------- ------------------------------------
          NUMBER OF                7      SOLE VOTING POWER:                                   0
            SHARES
------------------------------- --------- ---------------------------------------------------- ------------------------------------
         BENEFICIALLY              8      SHARED VOTING POWER:                                 6,458,808 (SEE ITEM 5)
           OWNED BY
------------------------------- --------- ---------------------------------------------------- ------------------------------------
             EACH                  9      SOLE DISPOSITIVE POWER:
          REPORTING
------------------------------- --------- ---------------------------------------------------- ------------------------------------
         PERSON WITH               10     SHARED DISPOSITIVE POWER:                            6,458,808 (SEE ITEM 5)

------------------- -------------------------------------------------------------------------- ------------------------------------
        11          AGGREGATE AMOUNT BENEFICIALLY OWNED BY REPORTING PERSON:                   6,458,808 (SEE ITEM 5)

------------------- ---------------------------------------------------------------------------------------------------------------
        12          CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES:                                    [_]
------------------- ---------------------------------------------------------------------------------------------------------------
        13          PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11):                                                     91.2%
------------------- ---------------------------------------------------------- ----------------------------------------------------
        14          TYPE OF REPORTING PERSON:                                  CO
------------------- ---------------------------------------------------------- ----------------------------------------------------






                                       4

----------------------------------------------------------------------------------                ---------------------------------
CUSIP No. 016752107                                                                     13D
----------------------------------------------------------------------------------                ---------------------------------

---------------------- ----------------------------------------------------------- ------------------------------------------------
          1            NAME OF REPORTING PERSON:                                   330 MAD. PARENT CORP.
                       S.S. OR I.R.S. IDENTIFICATION NO.
                       OF ABOVE PERSON:
---------------------- ------------------------------------------------------------------------------------------------------------
          2            CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP:                                               (A) [X]
                                                                                                                       (B) [_]
---------------------- ------------------------------------------------------------------------------------------------------------
          3            SEC USE ONLY

---------------------- ------------------------------------- ----------------------------------------------------------------------
          4            SOURCE OF FUNDS:                      N/A

---------------------- ------------------------------------------------------------------------------------------------------------
          5            CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(d) OR 2(e):               [_]
---------------------- ----------------------------------------------------------- ------------------------------------------------
          6            CITIZENSHIP OR PLACE OF ORGANIZATION:                       DELAWARE

----------------------------------- -------- ---------------------------------------------------- ---------------------------------
            NUMBER OF                  7     SOLE VOTING POWER:                                   0
              SHARES
                                    -------- ---------------------------------------------------- ---------------------------------
           BENEFICIALLY                8     SHARED VOTING POWER:                                 6,159,438 (SEE ITEM 5)
             OWNED BY
                                    -------- ---------------------------------------------------- ---------------------------------
               EACH                    9     SOLE DISPOSITIVE POWER:                              0
            REPORTING
                                    -------- ---------------------------------------------------- ---------------------------------
           PERSON WITH                10     SHARED DISPOSITIVE POWER:                            6,159,438 (SEE ITEM 5)

---------------------- -------------------------------------------------------------------------- ---------------------------------
         11            AGGREGATE AMOUNT BENEFICIALLY OWNED BY REPORTING PERSON:                   6,159,438 (SEE ITEM 5)

---------------------- ------------------------------------------------------------------------------------------------------------
         12            CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES:                             [_]
---------------------- ------------------------------------------------------------------------------------------------------------
         13            PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11):                                                87.0%
---------------------- ----------------------------------------------------------- ------------------------------------------------
         14            TYPE OF REPORTING PERSON:                                   CO
---------------------- ----------------------------------------------------------- ------------------------------------------------







                                       5

----------------------------------------------------------------------------------                ---------------------------------
CUSIP No. 016752107                                                                     13D
----------------------------------------------------------------------------------                ---------------------------------

---------------------- ----------------------------------------------------------- ------------------------------------------------
          1            NAME OF REPORTING PERSON:                                   BALDWIN ENTERPRISES, INC.
                       S.S. OR I.R.S. IDENTIFICATION NO.
                       OF ABOVE PERSON:
---------------------- ------------------------------------------------------------------------------------------------------------
          2            CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP:                                            (A) [X]
                                                                                                                    (B) [_]
---------------------- ------------------------------------------------------------------------------------------------------------
          3            SEC USE ONLY

---------------------- ------------------------------------- ----------------------------------------------------------------------
          4            SOURCE OF FUNDS:                      WC

---------------------- ------------------------------------------------------------------------------------------------------------
          5            CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(d) OR 2(e):              [_]
---------------------- ----------------------------------------------------------- ------------------------------------------------
          6            CITIZENSHIP OR PLACE OF ORGANIZATION:                       COLORADO

----------------------------------- -------- ---------------------------------------------------- ---------------------------------
            NUMBER OF                  7     SOLE VOTING POWER:                                   0
              SHARES
                                    -------- ---------------------------------------------------- ---------------------------------
           BENEFICIALLY                8     SHARED VOTING POWER:                                 6,159,438 (SEE ITEM 5)
             OWNED BY
                                    -------- ---------------------------------------------------- ---------------------------------
               EACH                    9     SOLE DISPOSITIVE POWER:                              0
            REPORTING
                                    -------- ---------------------------------------------------- ---------------------------------
           PERSON WITH                10     SHARED DISPOSITIVE POWER:                            6,159,438 (SEE ITEM 5)

---------------------- -------------------------------------------------------------------------- ---------------------------------
         11            AGGREGATE AMOUNT BENEFICIALLY OWNED BY REPORTING PERSON:                   6,159,438 (SEE ITEM 5)

---------------------- ------------------------------------------------------------------------------------------------------------
         12            CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES:                                [_]
---------------------- ------------------------------------------------------------------------------------------------------------
         13            PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11):                                                   87.0%

---------------------- ----------------------------------------------------------- ------------------------------------------------
         14            TYPE OF REPORTING PERSON:                                   CO

---------------------- ----------------------------------------------------------- ------------------------------------------------






                                       6

----------------------------------------------------------------------------------                ---------------------------------
CUSIP No. 016752107                                                                     13D
----------------------------------------------------------------------------------                ---------------------------------

---------------------- ----------------------------------------------------------- ------------------------------------------------
          1            NAME OF REPORTING PERSON:                                   BELLPET, INC.
                       S.S. OR I.R.S. IDENTIFICATION NO.
                       OF ABOVE PERSON:
---------------------- ------------------------------------------------------------------------------------------------------------
          2            CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP:                                           (A) [X]
                                                                                                                   (B) [_]
---------------------- ------------------------------------------------------------------------------------------------------------
          3            SEC USE ONLY

---------------------- ------------------------------------- ----------------------------------------------------------------------
          4            SOURCE OF FUNDS:                      N/A

---------------------- ------------------------------------------------------------------------------------------------------------
          5            CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(d) OR 2(e):              [_]
---------------------- ----------------------------------------------------------- ------------------------------------------------
          6            CITIZENSHIP OR PLACE OF ORGANIZATION:                       DELAWARE

----------------------------------- -------- ---------------------------------------------------- ---------------------------------
            NUMBER OF                  7     SOLE VOTING POWER:                                   0
              SHARES
                                    -------- ---------------------------------------------------- ---------------------------------
           BENEFICIALLY                8     SHARED VOTING POWER:                                 5,688,031 (SEE ITEM 5)
             OWNED BY
                                    -------- ---------------------------------------------------- ---------------------------------
               EACH                    9     SOLE DISPOSITIVE POWER:                              0
            REPORTING
                                    -------- ---------------------------------------------------- ---------------------------------
           PERSON WITH                10     SHARED DISPOSITIVE POWER:                            5,688,031 (SEE ITEM 5)

---------------------- -------------------------------------------------------------------------- ---------------------------------
         11            AGGREGATE AMOUNT BENEFICIALLY OWNED BY REPORTING PERSON:                   5,688,031 (SEE ITEM 5)

---------------------- ------------------------------------------------------------------------------------------------------------
         12            CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES:                              [_]
---------------------- ------------------------------------------------------------------------------------------------------------
         13            PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11):                                                 80.4%

---------------------- ----------------------------------------------------------- ------------------------------------------------
         14            TYPE OF REPORTING PERSON:                                   CO

---------------------- ----------------------------------------------------------- ------------------------------------------------







                                       7

----------------------------------------------------------------------------------                ---------------------------------
CUSIP No. 016752107                                                                     13D
----------------------------------------------------------------------------------                ---------------------------------

---------------------- ----------------------------------------------------------- ------------------------------------------------
          1            NAME OF REPORTING PERSON:                                   EMPIRE INSURANCE COMPANY
                       S.S. OR I.R.S. IDENTIFICATION NO.
                       OF ABOVE PERSON:
---------------------- ------------------------------------------------------------------------------------------------------------
          2            CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP:                                             (A) [X]
                                                                                                                     (B) [_]
---------------------- ------------------------------------------------------------------------------------------------------------
          3            SEC USE ONLY

---------------------- ------------------------------------- ----------------------------------------------------------------------
          4            SOURCE OF FUNDS:                      N/A

---------------------- ------------------------------------------------------------------------------------------------------------
          5            CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(d) OR 2(e):            [_]
---------------------- ----------------------------------------------------------- ------------------------------------------------
          6            CITIZENSHIP OR PLACE OF ORGANIZATION:                       NEW YORK

----------------------------------- -------- ---------------------------------------------------- ---------------------------------
            NUMBER OF                  7     SOLE VOTING POWER:                                   0
              SHARES
                                    -------- ---------------------------------------------------- ---------------------------------
           BENEFICIALLY                8     SHARED VOTING POWER:                                 5,987,401
             OWNED BY
                                    -------- ---------------------------------------------------- ---------------------------------
               EACH                    9     SOLE DISPOSITIVE POWER:                              0
            REPORTING
                                    -------- ---------------------------------------------------- ---------------------------------
           PERSON WITH                10     SHARED DISPOSITIVE POWER:                            5,987,401

---------------------- -------------------------------------------------------------------------- ---------------------------------
         11            AGGREGATE AMOUNT BENEFICIALLY OWNED BY REPORTING PERSON:                   5,987,401

---------------------- ------------------------------------------------------------------------------------------------------------
         12            CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES:                             [_]
---------------------- ------------------------------------------------------------------------------------------------------------
         13            PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11):                                                84.6%

---------------------- ----------------------------------------------------------- ------------------------------------------------
         14            TYPE OF REPORTING PERSON:                                   CO

---------------------- ----------------------------------------------------------- ------------------------------------------------








                                       8

           Item 1. Security and Issuer.


           This Statement constitutes Amendment No. 6 ("Amendment No. 6") to the
Statement on Schedule 13D (the "Schedule 13D") filed with the Securities and
Exchange Commission by Leucadia National Corporation ("Leucadia") and its
subsidiaries, Phlcorp, Inc. ("Phlcorp"), WMAC Investment Corporation ("WMAC"),
330 MAD. PARENT CORP. ("330 Mad. Parent"), Baldwin Enterprises, Inc. ("BEI"),
BELLPET, Inc. ("Bellpet") and Empire Insurance Company ("Empire") (collectively,
the "Controlling Entities").

           This Statement relates to the common stock, par value $1.00 (the
"Common Stock"), of Allcity Insurance Company (the "Company"). The address of
the principal executive office of the Company is 45 Main Street, Brooklyn, New
York 11201.

           Unless otherwise indicated, all capitalized terms used herein have
the meanings ascribed to them in the Schedule 13D.


           Item 4. Purpose of Transaction.

           In response to negotiations conducted by a Special Committee of the
Company's Board of Directors, Leucadia has increased the consideration for its
proposed tender offer to $2.75 per share. The Special Committee also advised
Leucadia that, subject to confirmation that the Company's Annual Report on Form
10-K for the year ended December 31, 2002 does not disclose any information that
would adversely affect the Special Committee's evaluation of the proposal or the
opinion of the financial advisor to the Special Committee as to the fairness,
from a financial point of view, of the $2.75 per share price to the shareholders
of the Company unaffiliated with Leucadia, the Special Committee would recommend
that the Board of Directors recommend that shareholders accept Leucadia's
proposal.

           Assuming that the Special Committee and the Board of Directors each
recommend acceptance of Leucadia's proposal, Leucadia has advised the Company
that it intends to commence the tender offer as soon as practicable, although
there can be no assurance that any such tender offer will in fact be commenced
or consummated.

           In addition to the foregoing, subject to and depending upon
availability at prices deemed favorable by Leucadia, Leucadia, directly or
through its subsidiaries, may purchase additional shares of Common Stock from
time to time in the open market, in privately negotiated transactions with third
parties or otherwise. As stated above, Leucadia may consider increasing its
ownership of Common Stock above current levels by proposing a merger or other
business combination or otherwise, in which event its involvement may be through
or together with entities in which it has an interest.

           Except as set forth above, none of the Controlling Entities have any
present plans or intentions which would result in or relate to any of the
transactions described in subparagraphs (a) through (j) of Item 4 of Schedule
13D.

           Leucadia's proposal is merely an expression of interest and is not
intended to be legally binding in any way. If an offer were to be made, it would
be made in accordance with all applicable securities laws and would involve the
filing of appropriate materials with the Securities and Exchange Commission and


                                       9

the mailing of appropriate materials to the public shareholders of the Company.

           Any communications regarding the potential tender offer will be filed
with the SEC on Schedule TO as "pre-commencement communications" to a tender
offer. When it becomes available, shareholders should read the tender offer
statement on Schedule TO (including a "going private" statement on Schedule
13e-3) to be filed by Leucadia as it will contain important information about
the tender offer. When it becomes available, shareholders can obtain such tender
offer statement on Schedule TO free of charge from the U.S. Securities and
Exchange Commission's website at http: www.sec.gov or from Leucadia by directing
a request to Leucadia National Corporation, 315 Park Avenue South, New York, New
York 10010.


           Item 7. Material to be Filed as Exhibits.

           1. Agreement among the Controlling Entities with respect to the
filing of this Schedule 13D.














                                       10

                                    SIGNATURE

           After reasonable inquiry and to the best of my knowledge and belief,
I certify that the information set forth in this Statement is true, complete and
correct.


           Dated:  March 25, 2003



                           LEUCADIA NATIONAL CORPORATION

                           By: /s/ Joseph A. Orlando
                               ----------------------------------------------
                           Name: Joseph A. Orlando
                           Title: Vice President and Chief Financial Officer













                                       11

           After reasonable inquiry and to the best of my knowledge and belief,
I certify that the information set forth in this Statement is true, complete and
correct.

           Dated:  March 25, 2003


                                         WMAC INVESTMENT CORPORATION

                                         By: /s/ Joseph A. Orlando
                                             ---------------------------------
                                         Name: Joseph A. Orlando
                                         Title: Vice President

















                                       12

                                    SIGNATURE

           After reasonable inquiry and to the best of my knowledge and belief,
I certify that the information set forth in this Statement is true, complete and
correct.

           Dated:  March 25, 2003



                                       PHLCORP, INC.



                                       By: /s/ Joseph A. Orlando
                                           -----------------------------------
                                       Name: Joseph A. Orlando
                                       Title: Vice President



















                                       13

                                    SIGNATURE

           After reasonable inquiry and to the best of my knowledge and belief,
I certify that the information set forth in this Statement is true, complete and
correct.

           Dated:  March 25, 2003



                            330 MAD. PARENT CORP.

                            By: /s/ Corinne Maki
                                ----------------------------------------------
                            Name: Corinne Maki
                            Title: Vice President, Secretary and Controller


















                                       14

                                    SIGNATURE

           After reasonable inquiry and to the best of my knowledge and belief,
I certify that the information set forth in this Statement is true, complete and
correct.

           Dated:  March 25, 2003


                                       BALDWIN ENTERPRISES, INC.

                                       By: /s/ Joseph A. Orlando
                                           ------------------------------------
                                       Name: Joseph A. Orlando
                                       Title: Vice President
















                                       15

                                    SIGNATURE

           After reasonable inquiry and to the best of my knowledge and belief,
I certify that the information set forth in this Statement is true, complete and
correct.

           Dated:  March 25, 2003



                              BELLPET, INC.

                              By: /s/ Corinne Maki
                                  --------------------------------------------
                              Name: Corinne Maki
                              Title: Vice President, Secretary and Controller















                                       16

                                   SIGNATURE

           After reasonable inquiry and to the best of my knowledge and belief,
I certify that the information set forth in this Statement is true, complete and
correct.

           Dated:  March 25, 2003



                                  EMPIRE INSURANCE COMPANY

                                  By: /s/ Rocco Nittoli
                                      --------------------------------------
                                  Name: Rocco Nittoli
                                  Title: Chief Operating Officer















                                       17

                                    EXHIBIT 1

                                    AGREEMENT

           This will confirm the agreement by and among all the undersigned that
Amendment Number 6 to the Schedule 13D filed on or about this date with respect
to the beneficial ownership of the undersigned of common shares of Allcity
Insurance Company is being filed on behalf of each of the entities named below.
This agreement may be executed in two or more counterparts, each of which shall
be deemed an original, but all of which together shall constitute one and the
same instrument.

Dated:   March 25, 2003



LEUCADIA NATIONAL CORPORATION                PHLCORP, INC.

By: /s/ Joseph A. Orlando                    By: /s/ Joseph A. Orlando
    ---------------------------                  ----------------------------
Name: Joseph A. Orlando                      Name: Joseph A. Orlando
Title: Vice President and Chief              Title: Vice President
       Financial Officer



EMPIRE INSURANCE COMPANY                     BELLPET, INC.

By: /s/ Rocco Nittoli                        By: /s/ Corinne Maki
    ---------------------------                  ----------------------------
Name: Rocco Nittoli                          Name: Corinne Maki
Title: Chief Operating Officer               Title: Vice President,
                                                    Secretary and Controller



BALDWIN ENTERPRISES, INC.                    330 MAD PARENT. PARENT CORP.

By: /s/ Joseph A. Orlando                    By: /s/ Corinne Maki
    ---------------------------                  ----------------------------
Name: Joseph A. Orlando                      Name: Corinne Maki
Title: Vice President                        Title: Vice President,
                                                    Secretary and Controller


WMAC INVESTMENT CORPORATION

By: /s/ Joseph A. Orlando
    ---------------------------
Name: Joseph A. Orlando
Title: Vice President



                                       18