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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K
                                 CURRENT REPORT


     PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934
        Date of Report (Date of earliest event reported) March 30, 2004
                                                         --------------


                          BERKSHIRE HILLS BANCORP, INC.
                          -----------------------------
             (Exact name of registrant as specified in its charter)

      Delaware                         1-15781               04-3510455
      --------                        ---------              ----------
(State or other jurisdiction of      (Commission             (IRS Employer
 incorporation)                      File Number)            Identification No.)

                24 North Street, Pittsfield, Massachusetts 01201
                ------------------------------------------------
                    (Address of principal executive offices)

                                 (413) 443-5601
                                 --------------
              (Registrant's telephone number, including area code)

                                 Not Applicable
                                 --------------
          (Former name or former address, if changed since last report)







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ITEM 7.     FINANCIAL STATEMENTS AND EXHIBITS.
            ---------------------------------

      (a)   Financial Statements of Businesses Acquired: Not applicable

      (b)   Pro Forma Financial Information: Not applicable

      (c)   Exhibits

            Number            Description
            ------            -----------

            99.1              Press Release Dated March 30, 2004

ITEM 9.     REGULATION FD DISCLOSURE.
            ------------------------

      On March 30, 2004,  Berkshire  Hills Bancorp,  Inc. (the  "Company"),  the
holding  company for  Berkshire  Bank,  announced it expected to issue its first
quarter  earnings  release  on April  28,  2004.  The  Company  will  conduct  a
conference  call at 10:00 a.m.  on April 29, 2004 to discuss the results for the
quarter  ended  March 31,  2004.  Instructions  on how to access the call and an
investor  presentation that will supplement the call were contained in the press
release.  A copy of the Company's press release dated March 30, 2004 is attached
as Exhibit 99.1 and incorporated herein by reference.



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                                   SIGNATURES

      Pursuant to the  requirements of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                                        BERKSHIRE HILLS BANCORP, INC.


Dated: March 30, 2004                   By: /s/ Wayne F. Patenaude
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                                            Wayne F. Patenaude
                                            Senior Vice President and
                                               Chief Financial Officer


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