Filed under Rule 433
File No. 333-131159

CIT Group Inc.

$750,000,000 Floating Rate Senior Notes due February 13, 2012

Final Term Sheet
Issuer:    CIT Group Inc. 
     
Principal Amount:    $750,000,000 
     
Type:    SEC Registered – Registration Statement No. 333-131159 
     
Issue Price:    100% 
     
Underwriters’ Commission:    0.35% 
     
Proceeds to the Issuer:    $747,375,000 
     
Pricing Date:    February 6, 2007 
     
Settlement Date:    February 13, 2007 
     
Maturity Date:    February 13, 2012 
     
Specified Currency:    U.S. Dollars ($) 
     
Interest Payment Dates:    On the Maturity Date and quarterly on February 13, May 13, August 13 and 
    November 13 of each year, provided that if any such day (other than the Maturity 
    Date) is not a Business Day, then the Interest Payment Date will be postponed to 
    the following day that is a Business Day, except that if such Business Day falls in 
    the next succeeding calendar month, such Interest Payment Date will be the 
    immediately preceding Business Day. 
     
First Payment Date:    May 14, 2007 (May 13, 2007 is not a Business Day). 
     
Day Count/Accrual of Interest:    Actual/360. Accrued interest will be computed by adding the Interest Factors 
    calculated for each day from the Settlement Date or from the last date to which 
    interest has been paid or duly provided for up to but not including the day for 
    which accrued interest is being calculated. The “Interest Factor” for each such 
    day will be computed by multiplying the face amount of the Note by the interest 
    rate applicable to such day and dividing the product thereof by 360. 
     
Interest Rate Basis:    LIBOR Telerate 
     
Index Maturity:    Three Months 
     
Spread:    +25 basis points (0.25%) 
     
Interest Rate Calculation:    LIBOR Telerate determined on the Interest Determination Date plus the Spread. 


Initial Interest Rate:   
LIBOR Telerate determined two London Business Days prior to the Settlement
   
Date plus the Spread.
 
Interest Reset Dates:   
Quarterly on February 13, May 13, August 13 and November 13 of each year,
   
provided that if any such day would otherwise fall on a day that is not a Business
   
Day, then the Interest Reset Date will be the next succeeding Business Day,
   
except that if such Business Day is in the next succeeding calendar month, such
   
Interest Reset Date will be the immediately preceding Business Day.
 
Interest Determination Date:   
Two London Business Days Prior to each Interest Reset Date.
 
Minimum Denomination:   
Minimum denominations of $2,000 and integral multiples of $1,000.
 
Maximum Interest Rate:   
Maximum rate permitted by New York law.
 
Minimum Interest Rate:   
0.0%
 
Exchange Listing:   
None
 
Other Provisions:   
“LIBOR Telerate” means the rate for deposits in U.S. dollars having the Index
   
Maturity specified above which appears on the Telerate Page 3750 (defined
   
below) as of 11:00 a.m., London time, on the applicable Interest Determination
   
Date.
 
   
“Telerate Page 3750” means the display page designated as page 3750 on the
   
Moneyline Telerate service (or such other page as may replace page 3750 on that
   
service for the purpose of displaying London Interbank Offered Rates).
 
   
“Business Day” means any day, other than a Saturday or Sunday, that is neither a
   
legal holiday nor a day on which banking institutions are authorized or required
   
by law or regulation (including any executive order) to close in The City of New
   
York, and a day that is also a London Business Day.
 
   
“London Business Day” means any day on which dealings in deposits in U.S.
   
dollars are transacted in the London interbank market.

The Issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the Issuer has filed with the SEC for more complete information about the Issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, Banc of America Securities LLC, Citigroup Global Markets Inc., J.P. Morgan Securities Inc. or Greenwich Capital Markets, Inc. will arrange to send you the prospectus if you request it by calling Banc of America Securities LLC toll-free at 1-800-294-1322, Citigroup Global Markets Inc. toll-free at 1-800-248-3580, J.P. Morgan Securities Inc. collect at 212-834-4533 or Greenwich Capital Markets, Inc. toll-free at 1-866-884-2071.