UNITED STATES
SECURITIES AND EXCHANGE
COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13
or 15(d) of
the Securities Exchange Act of 1934
DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): NOVEMBER 14, 2003
CITIZENS FINANCIAL CORPORATION | ||||
(Exact name of registrant as specified in its charter) |
KENTUCKY | 0-20148 | 61-1187135 |
(State or other jurisdiction of incorporation) |
(Commission File Number) |
(IRS Employer Identification No.) |
12910 SHELBYVILLE ROAD LOUISVILLE, KENTUCKY |
40243 | |
(Address of principal executive offices) | (Zip Code) |
REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE: (502) 244-2420
NOT APPLICABLE | ||
(Former name or former address, if changed since last report) |
ITEM 7. Financial Statements and Exhibits
(c) Exhibits (furnished pursuant to Item 12)
The registrant's earnings press release dated November 14, 2003, reporting its third quarter 2003 results of operation and financial condition, is attached hereto as Exhibit 99.1 and incorporated by reference herein.
ITEM 12. Results of Operations and Financial Condition
The registrant's earnings press release dated November 14, 2003, reporting its third quarter 2003 results of operation and financial condition, is attached hereto as Exhibit 99.1 and incorporated by reference herein.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Citizens Financial Corporation Registrant | |
By: /s/ Lane A. Hersman Lane A. Hersman Executive Vice President and Chief Operating Officer |
Date: November 14, 2003
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EXHIBIT INDEX
EXHIBIT NUMBER |
DESCRIPTION |
---|---|
99.1 |
Press Release dated November 14, 2003 |
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