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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549


FORM 8-K

CURRENT REPORT
Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)
September 30, 2004

HCC INSURANCE HOLDINGS, INC.

(Exact name of registrant as specified in its charter)
         
Delaware   0-20766   76-0336636
(State or other jurisdiction of
incorporation)
  (Commission File Number)   (IRS Employer
Identification No.)
     
13403 Northwest Freeway
Houston, Texas
  77040-6094
(Address of principal executive offices)   (Zip Code)

Registrant’s telephone number, including area code: (713) 690-7300

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

     
o
  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
   
o
  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
 
   
o
  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 
   
o
  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))




 


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Item 8.01 Other Events.
Item 9.01 Financial Statements and Exhibits
SIGNATURES
EXHIBIT INDEX
Press Release dated September 30, 2004


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Item 8.01 Other Events.

     The Company issued a press release dated September 30, 2004 announcing the effect to its earnings of the multiple hurricanes in the Atlantic and Caribbean this summer. A copy of the press release filed by the Company is attached hereto as Exhibit 99.1 and incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits

     
No.
  Exhibit
99.1
  Press Release dated September 30, 2004

SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

         
  HCC INSURANCE HOLDINGS, INC.
 
 
Date: October 1, 2004  By:   /s/ Christopher L. Martin    
    Christopher L. Martin,   
    Executive Vice President and General Counsel   
 

 


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EXHIBIT INDEX

     
No.
  Exhibit
99.1
  Press Release dated September 30, 2004