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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D. C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) April 28, 2005

UICI

(Exact name of registrant as specified in its charter)
         
Delaware   001-14953   75-2044750
         
(State or other jurisdiction of incorporation
or organization)
  (Commission File
Number)
  (IRS Employer
Identification No.)
     
9151 Grapevine Highway, North Richland Hills, Texas   76180
     
(Address of principal executive offices)   (Zip Code)

Registrant’s telephone number, including area code: (817) 255-5200

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

o   Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
o   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
 
o   Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 
o   Pre-commencement communications pursuant to Rule 13e-4e under the Exchange Act (17 CFR 240.13e-4(c))
 
 

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Item 2.02 — - Results of Operations and Financial Condition.
Item 9.01 — - Financial Statements and Exhibits.
SIGNATURES
Exhibit Index
Press Release


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Item 2.02 — - Results of Operations and Financial Condition.

     On April 28, 2005, the Company issued a press release announcing its summary results of operations and certain balance sheet data for the quarter ended March 31, 2005. A copy of the press release is furnished herewith as Exhibit 99.1 and incorporated herein by reference.

     The information contained in this Item 2.02 and incorporated by reference herein shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Item 9.01 — - Financial Statements and Exhibits.

  (a)   Financial Statements of Businesses Acquired.
 
      Not applicable
 
  (b)   Pro Forma Financial Information
 
      Not applicable
 
  (c)   Exhibits

  99.1    
¾ Press release issued by the Company on April 28, 2005 announcing summary results of operations for the quarter ended March 31, 2005

SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

         
      UICI    
      (Registrant)
 
 
Date: April 29, 2005  By   /s/ Mark D. Hauptman
      Mark D. Hauptman   
      Vice President and Chief Financial Officer   

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Exhibit Index

     
Exhibit    
Number   Description
99.1
 
¾ Press release issued by the Company on April 28, 2005 announcing summary results of operations for the quarter ended March 31, 2005