FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- -------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
DAIMLERCHRYSLER AG ORD ADR D1668R123 1 41 SH SOLE 41 0 0
COOPER INDUSTRIES LTD CLASS A G24182100 1 25 SH DEFINED 25 0 0
INGERSOLL-RAND CO COM G4776G101 105 1555 SH SOLE 1555 0 0
INGERSOLL-RAND CO COM G4776G101 27 400 SH DEFINED 400 0 0
RENAISSANCERE HOLDINGS LTD G7496G103 1 25 SH DEFINED 25 0 0
SEAGATE TECHNOLOGY G7945J104 22 1200 SH DEFINED 0 0 1200
ASM INTERNATIONAL NV N07045102 4 200 SH SOLE 200 0 0
FLEXTRONICS INTL LTD ORD Y2573F102 1 125 SH DEFINED 125 0 0
AFLAC INC COM 001055102 703 19436 SH SOLE 17036 0 2400
AES CORP COM 00130H105 126 13400 SH DEFINED 0 0 13400
AT & T CORP NEW 001957505 276 13630 SH SOLE 13160 0 470
AT&T WIRELESS SVCS INC COM 00209A106 992 124229 SH SOLE 123473 0 756
ABBOTT LABS COM 002824100 4031 86534 SH SOLE 82434 0 4100
ABBOTT LABS COM 002824100 93 2000 SH DEFINED 1000 0 1000
ABERCROMBIE & FITCH CO CL A 002896207 87 3534 SH SOLE 3534 0 0
ADOBE SYS INC COM 00724F101 107 2750 SH SOLE 2750 0 0
ALLERGAN INC 00763M108 4 250 SH SOLE 250 0 0
AGERE SYS INC CL A 00845V100 0 3 SH SOLE 3 0 0
AGERE SYS INC CL A 00845V100 7 2319 SH DEFINED 0 0 2319
AGERE SYSTEM INC CLASS B 00845V209 0 88 SH SOLE 88 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 10 343 SH SOLE 305 0 38
AIR PRODS & CHEMS INC COM 009158106 186 3525 SH SOLE 3500 0 25
ALBERTO CULVER CO CL B CONV 013068101 113 1800 SH SOLE 400 0 1400
ALBERTSONS INC COM 013104104 32 1450 SH SOLE 1450 0 0
ALBERTSONS INC COM 013104104 95 4200 SH DEFINED 0 0 4200
ALCOA INC COM 013817101 2061 54243 SH SOLE 50918 0 3325
ALCOA INC COM 013817101 71 1875 SH DEFINED 1875 0 0
ALCATEL SPONSORED ADR 013904305 0 50 SH SOLE 50 0 0
ALLERGAN INC COM 018490102 30 400 SH SOLE 400 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- -------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ALLIANCE FINL CORP 019205103 1762 55191 SH SOLE 55191 0 0
ALLIANCE FINL CORP 019205103 159 5000 SH DEFINED 5000 0 0
ALLSTATE CORP COM 020002101 1171 27229 SH SOLE 25204 0 2025
ALLSTATE CORP COM 020002101 7 184 SH DEFINED 184 0 0
ALLTEL CORP COM 020039103 262 5627 SH SOLE 5627 0 0
ALLTEL CORP COM 020039103 65 1400 SH DEFINED 0 0 1400
ALTERA CORP COM 021441100 1 63 SH SOLE 63 0 0
ALTRIA GROUP INC COM 02209S103 540 9939 SH SOLE 9139 0 800
ALTRIA GROUP INC COM 02209S103 48 900 SH DEFINED 900 0 0
AMAZON COM INC COM 023135106 91 1740 SH SOLE 1740 0 0
AMAZON COM INC COM 023135106 220 4200 SH DEFINED 0 0 4200
AMBAC FINL GROUP INC COM 023139108 53 770 SH SOLE 770 0 0
AMERADA HESS CORP COM 023551104 63 1200 SH DEFINED 0 0 1200
AMEREN CORP COM 023608102 23 500 SH SOLE 500 0 0
AMERICAN ELEC PWR INC COM 025537101 49 1625 SH SOLE 1625 0 0
AMERICAN EXPRESS CO COM 025816109 637 13221 SH SOLE 9821 0 3400
AMERICAN EXPRESS CO COM 025816109 92 1908 SH DEFINED 1908 0 0
AMERICAN INTL GROUP INC COM 026874107 4362 65832 SH SOLE 62597 0 3235
AMERICAN INTL GROUP INC COM 026874107 786 11872 SH DEFINED 10830 0 1042
AMERICAN PWR CONVERSION CORPCOM 029066107 34 1420 SH SOLE 1420 0 0
AMERISOURCEBERGEN CORP 03073E105 209 3725 SH SOLE 3725 0 0
AMERITRADE CORP 03074K100 11 786 SH SOLE 786 0 0
AMGEN INC COM 031162100 1067 17274 SH SOLE 16174 0 1100
AMGEN INC COM 031162100 12 195 SH DEFINED 195 0 0
AMYLIN PHARMACEUTICALS INC 032346108 2 100 SH SOLE 100 0 0
ANADARKO PETE CORP COM 032511107 77 1516 SH SOLE 1516 0 0
ANADARKO PETE CORP COM 032511107 40 800 SH DEFINED 0 0 800
ANALOG DEVICES INC COM 032654105 45 1000 SH SOLE 800 0 200
ANHEUSER BUSCH COS INC COM 035229103 2060 39122 SH SOLE 33022 0 6100
ANHEUSER BUSCH COS INC COM 035229103 448 8523 SH DEFINED 8523 0 0
AON CORP COM 037389103 28 1200 SH DEFINED 0 0 1200
APACHE CORP 037411105 40 501 SH SOLE 501 0 0
APPLIED MATLS INC COM 038222105 11 518 SH SOLE 518 0 0
2
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- -------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
AQUILA INC COM 03840P102 0 183 SH SOLE 183 0 0
ARIBA INC 04033V104 0 200 SH SOLE 200 0 0
ARROW ELECTRS INC COM 042735100 1 75 SH SOLE 75 0 0
ASTRAZENECA PLC 046353108 4 100 SH SOLE 100 0 0
AUTOMATIC DATA PROCESSING 053015103 304 7680 SH SOLE 7680 0 0
AUTOMATIC DATA PROCESSING 053015103 79 2000 SH DEFINED 2000 0 0
AUTONATION INC 05329W102 8 475 SH SOLE 475 0 0
AUTOZONE INC 053332102 152 1786 SH SOLE 1786 0 0
AVAYA INC COM 053499109 5 434 SH SOLE 310 0 124
AVAYA INC COM 053499109 292 22583 SH DEFINED 22583 0 0
AVERY DENNISON CORP COM 053611109 56 1000 SH SOLE 1000 0 0
AVERY DENNISON CORP COM 053611109 22 400 SH DEFINED 400 0 0
AVON PRODS INC COM 054303102 199 2955 SH SOLE 2905 0 50
AVON PRODS INC COM 054303102 107 1600 SH DEFINED 1600 0 0
AXCELIS TECHNOLOGIES INC COM 054540109 10 1001 SH SOLE 1001 0 0
BB&T CORP COM 054937107 46 1200 SH SOLE 1200 0 0
BISYS GROUP INC COM 055472104 14 1000 SH SOLE 1000 0 0
BP AMOCO P L C SPONSORED ADR 055622104 885 17956 SH SOLE 17956 0 0
BP AMOCO P L C SPONSORED ADR 055622104 229 4659 SH DEFINED 3347 0 1312
BAKER HUGHES INC COM 057224107 22 700 SH DEFINED 0 0 700
BALL CORP COM 058498106 39 670 SH SOLE 670 0 0
BANCROFT CONV FD INC COM 059695106 21 1150 SH DEFINED 1150 0 0
BANK OF AMERICA CORPORATION COM 060505104 4134 51404 SH SOLE 49079 0 2325
BANK OF AMERICA CORPORATION COM 060505104 18 225 SH DEFINED 225 0 0
BANK NEW YORK INC COM 064057102 285 8614 SH SOLE 7614 0 1000
BANK NEW YORK INC COM 064057102 13 400 SH DEFINED 400 0 0
BANK ONE CORP COM 06423A103 67 1489 SH SOLE 1489 0 0
BANK ONE CORP COM 06423A103 169 3712 SH DEFINED 0 0 3712
BANKNORTH GROUP INC NEW 06646R107 9 300 SH SOLE 300 0 0
BARD C R INC COM 067383109 45 560 SH SOLE 560 0 0
BAXTER INTL INC COM 071813109 18 600 SH SOLE 600 0 0
BAXTER INTL INC COM 071813109 70 2300 SH DEFINED 400 0 1900
BECTON DICKINSON & CO COM 075887109 169 4130 SH SOLE 4130 0 0
3
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- -------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
BED BATH & BEYOND INC COM 075896100 1 24 SH SOLE 24 0 0
BELDEN INC COM 077459105 2 100 SH SOLE 100 0 0
BELLSOUTH CORP COM 079860102 2357 83324 SH SOLE 71167 0 12157
BELLSOUTH CORP COM 079860102 139 4914 SH DEFINED 3114 0 1800
BERKSHIRE HATHAWAY INC DEL CL A 084670108 84 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B 084670207 73 26 SH SOLE 26 0 0
BEST BUY INC COM 086516101 54 1038 SH SOLE 1038 0 0
BEST BUY INC COM 086516101 15 300 SH DEFINED 300 0 0
BIOMET INC COM 090613100 3 100 SH SOLE 100 0 0
BLACK & DECKER CORP COM 091797100 34 700 SH DEFINED 0 0 700
H & R BLOCK INC COM 093671105 32 585 SH SOLE 585 0 0
BOEING CO COM 097023105 535 12700 SH SOLE 12700 0 0
BOSTON SCIENTIFIC CORP COM 101137107 34 950 SH SOLE 950 0 0
BRINKER INTL INC COM 109641100 4 125 SH SOLE 125 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 477 16688 SH SOLE 14388 0 2300
BRISTOL MYERS SQUIBB CO COM 110122108 102 3600 SH DEFINED 1600 0 2000
BROWN FORMAN CORP CL B 115637209 93 1000 SH DEFINED 0 0 1000
BURLINGTON NORTHN SANTA FE CCOM 12189T104 48 1497 SH SOLE 1497 0 0
BURLINGTON RES INC COM 122014103 88 1602 SH SOLE 1602 0 0
CSX CORP COM 126408103 43 1200 SH SOLE 1200 0 0
CSX CORP COM 126408103 1 50 SH DEFINED 50 0 0
CVS CORP COM 126650100 67 1860 SH SOLE 1860 0 0
CADBURY SCHWEPPES PLC 127209302 5 200 SH SOLE 200 0 0
CAMPBELL SOUP CO COM 134429109 34 1300 SH DEFINED 0 0 1300
CAPITAL ONE FINANCIAL CORP 14040H105 390 6371 SH SOLE 6371 0 0
CAPITAL ONE FINANCIAL CORP 14040H105 73 1200 SH DEFINED 0 0 1200
CARDINAL HEALTH INC COM 14149Y108 172 2821 SH SOLE 2821 0 0
CARDINAL HEALTH INC COM 14149Y108 266 4357 SH DEFINED 4357 0 0
CAREMARK RX INC 141705103 19 775 SH SOLE 775 0 0
CARNIVAL CORP 143658300 154 3900 SH SOLE 3900 0 0
CATERPILLAR INC DEL COM 149123101 139 1680 SH SOLE 1680 0 0
CENDANT CORP COM 151313103 107 4830 SH SOLE 4830 0 0
CENTEX CORP COM 152312104 28 265 SH SOLE 265 0 0
4
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- -------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CENTRAL EUROPE & RUSSIA FUND INC 153436100 6 299 SH SOLE 0 0 299
CENTRAL SECS CORP COM 155123102 14 694 SH DEFINED 0 0 694
CENTURYTEL INC COM 156700106 36 1110 SH SOLE 1110 0 0
CHARTER ONE FINL INC COM 160903100 23 690 SH SOLE 690 0 0
CHEVRONTEXACO CORP COM 166764100 1872 21675 SH SOLE 19905 0 1770
CHEVRONTEXACO CORP COM 166764100 270 3133 SH DEFINED 2000 0 1133
CHILE FD INC COM 168834109 1 100 SH SOLE 0 0 100
CHIRON CORP COM 170040109 8 148 SH SOLE 0 0 148
CHOICEPOINT INC COM 170388102 173 4545 SH SOLE 4545 0 0
CHUBB CORP COM 171232101 5 75 SH SOLE 75 0 0
CHUBB CORP COM 171232101 23 350 SH DEFINED 50 0 300
CISCO SYS INC COM 17275R102 3273 135160 SH SOLE 126110 0 9050
CISCO SYS INC COM 17275R102 502 20735 SH DEFINED 19835 0 900
CITIGROUP INC 172967101 6458 133060 SH SOLE 125786 0 7274
CITIGROUP INC 172967101 317 6535 SH DEFINED 4335 0 2200
CITRIX SYSTEMS INC 177376100 35 1665 SH SOLE 1665 0 0
CLEAR CHANNEL COMMUNICATIONSCOM 184502102 229 4892 SH SOLE 4892 0 0
CLOROX CO DEL COM 189054109 382 7880 SH SOLE 7280 0 600
CLOROX CO DEL COM 189054109 58 1200 SH DEFINED 0 0 1200
COCA COLA CO COM 191216100 1927 37973 SH SOLE 36048 0 1925
COCA COLA CO COM 191216100 166 3275 SH DEFINED 3275 0 0
COLGATE PALMOLIVE CO COM 194162103 287 5755 SH SOLE 5755 0 0
COLGATE PALMOLIVE CO COM 194162103 100 2000 SH DEFINED 0 0 2000
COMCAST CORP NEW CL A 20030N101 3703 112933 SH SOLE 112173 0 760
COMCAST CORP NEW CL A 20030N101 101 3104 SH DEFINED 0 0 3104
COMCAST CORP NEW 20030N200 1 40 SH SOLE 0 0 40
COMCAST CORP NEW 20030N200 35 1145 SH DEFINED 145 0 1000
COMMERCIAL METALS CO COM 201723103 44 1460 SH SOLE 1460 0 0
COMPUTER SCIENCES CORP COM 205363104 52 1190 SH SOLE 1190 0 0
CONAGRA FOODS INC COM 205887102 107 4062 SH SOLE 4062 0 0
CONAGRA FOODS INC COM 205887102 39 1500 SH DEFINED 0 0 1500
CONEXANT SYSTEMS INC COM 207142100 2 600 SH SOLE 600 0 0
CONOCOPHILLIPS 20825C104 302 4614 SH SOLE 4272 0 342
5
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- -------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CONSOLIDATED EDISON INC 209115104 40 932 SH SOLE 932 0 0
CONSTELLATION ENERGY CORP COM 210371100 46 1200 SH DEFINED 50 0 1150
CONVERGYS CORP COM 212485106 13 791 SH SOLE 791 0 0
COOPER TIRE & RUBR CO COM 216831107 1 60 SH SOLE 60 0 0
COOPER TIRE & RUBR CO COM 216831107 170 8000 SH DEFINED 8000 0 0
ADOLPH COORS CO 217016104 14 260 SH SOLE 260 0 0
CORN PRODS INTL INC COM 219023108 2 75 SH SOLE 75 0 0
CORNING INC COM 219350105 88 8500 SH SOLE 8400 0 100
CORNING INC COM 219350105 11 1084 SH DEFINED 1084 0 0
COSTCO WHSL CORP NEW COM 22160K105 1384 37236 SH SOLE 35171 0 2065
COSTCO WHSL CORP NEW COM 22160K105 100 2700 SH DEFINED 2700 0 0
CREE INC COM 225447101 119 6775 SH SOLE 6775 0 0
DANAHER CORP DEL COM 235851102 246 2690 SH SOLE 2690 0 0
DEERE & CO COM 244199105 6 100 SH SOLE 100 0 0
DEL MONTE FOODS 24522P103 0 89 SH SOLE 89 0 0
DELL INC 24702R101 1863 54851 SH SOLE 51751 0 3100
DELL INC 24702R101 59 1765 SH DEFINED 1765 0 0
DELPHI CORPORATION COM 247126105 2 279 SH SOLE 279 0 0
DENTSPLY INTL INC NEW COM 249030107 4 100 SH SOLE 100 0 0
DISNEY WALT CO COM DISNEY 254687106 30 1300 SH SOLE 1300 0 0
DISNEY WALT CO COM DISNEY 254687106 46 2000 SH DEFINED 0 0 2000
DOMINION RES INC VA NEW COM 25746U109 36 566 SH SOLE 566 0 0
DONNELLEY R R & SONS CO COM 257867101 105 3500 SH DEFINED 2000 0 1500
DOVER CORP COM 260003108 147 3700 SH SOLE 3700 0 0
DOW CHEM CO COM 260543103 116 2808 SH SOLE 558 0 2250
DOW CHEM CO COM 260543103 478 11514 SH DEFINED 11514 0 0
DOW JONES & CO INC COM 260561105 64 1300 SH DEFINED 0 0 1300
DU PONT E I DE NEMOURS & CO COM 263534109 4073 88778 SH SOLE 84353 0 4425
DU PONT E I DE NEMOURS & CO COM 263534109 336 7327 SH DEFINED 5927 0 1400
DUKE ENERGY CORP COM 264399106 73 3600 SH SOLE 3600 0 0
DUKE ENERGY CORP COM 264399106 51 2500 SH DEFINED 0 0 2500
E M C CORP MASS COM 268648102 76 5925 SH SOLE 5525 0 400
E M C CORP MASS COM 268648102 5 400 SH DEFINED 400 0 0
6
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- -------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
EOG RES INC COM 26875P101 36 780 SH SOLE 780 0 0
EASTMAN CHEM CO COM 277432100 21 555 SH SOLE 555 0 0
EASTMAN CHEM CO COM 277432100 2 56 SH DEFINED 56 0 0
EASTMAN KODAK CO COM 277461109 52 2041 SH SOLE 2041 0 0
EASTMAN KODAK CO COM 277461109 144 5625 SH DEFINED 225 0 5400
EATON VANCE CORP COM 278058102 91 850 SH SOLE 850 0 0
EATON VANCE CORP COM 278058102 70 650 SH DEFINED 0 0 650
EBAY INC COM 278642103 58 910 SH DEFINED 10 0 900
ECOLAB INC COM 278865100 60 2200 SH SOLE 2200 0 0
ECOLAB INC COM 278865100 21 800 SH DEFINED 800 0 0
EDWARDS AG INC COM 281760108 242 6700 SH SOLE 5900 0 800
EDWARDS AG INC COM 281760108 54 1500 SH DEFINED 1500 0 0
ELECTRONIC ARTS INC COM 285512109 374 7844 SH SOLE 7844 0 0
ELECTRONIC ARTS INC COM 285512109 0 10 SH DEFINED 10 0 0
ELECTRONIC DATA SYS NEW COM 285661104 806 32855 SH SOLE 29530 0 3325
ELECTRONIC DATA SYS NEW COM 285661104 27 1130 SH DEFINED 1130 0 0
EMERSON ELEC CO COM 291011104 1424 22002 SH SOLE 19777 0 2225
EMERSON ELEC CO COM 291011104 116 1800 SH DEFINED 1800 0 0
EMULEX CORP 292475209 11 420 SH SOLE 420 0 0
ENERGY EAST CORP COM 29266M109 77 3454 SH SOLE 3454 0 0
ENERGIZER HLDGS INC COM 29266R108 5 140 SH DEFINED 0 0 140
ENGELHARD CORP COM 292845104 40 1365 SH SOLE 1365 0 0
ENTERGY CORP NEW COM 29364G103 37 650 SH SOLE 650 0 0
EQUITABLE RES INC COM 294549100 64 1514 SH SOLE 1514 0 0
EQUITY FUND 294700703 50 600 SH SOLE 600 0 0
EXELON CORP COM 30161N101 2546 38380 SH SOLE 35630 0 2750
EXELON CORP COM 30161N101 16 250 SH DEFINED 250 0 0
EXPEDITORS INTL WASH INC COM 302130109 199 5300 SH SOLE 5300 0 0
EXXON MOBIL CORP COM 30231G102 11330 276352 SH SOLE 253240 0 23112
EXXON MOBIL CORP COM 30231G102 2310 56360 SH DEFINED 53264 0 3096
FPL GROUP INC COM 302571104 48 740 SH SOLE 540 0 200
FPL GROUP INC COM 302571104 6 100 SH DEFINED 0 0 100
FEDERAL NATL MTG ASSN COM 313586109 519 6925 SH SOLE 6925 0 0
FEDERAL NATL MTG ASSN COM 313586109 128 1710 SH DEFINED 410 0 1300
7
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- -------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
FEDERAL SIGNAL CORP COM 313855108 44 2565 SH SOLE 2565 0 0
FEDERAL SIGNAL CORP COM 313855108 143 8165 SH DEFINED 8165 0 0
FEDERATED DEPT STORES INC DECOM 31410H101 3 75 SH DEFINED 75 0 0
FEDEX CORP 31428X106 59 880 SH SOLE 805 0 75
FIFTH THIRD BANCORP COM 316773100 257 4357 SH SOLE 4157 0 200
FIFTH THIRD BANCORP COM 316773100 28 475 SH DEFINED 475 0 0
FINANCIAL INSTITUTIONS INC 317585404 96 3420 SH SOLE 3420 0 0
FIRST DATA CORP COM 319963104 313 7636 SH SOLE 7636 0 0
FIRST DATA CORP COM 319963104 12 300 SH DEFINED 300 0 0
FIRSTENERGY CORP COM 337932107 181 5168 SH SOLE 5143 0 25
FLEETBOSTON FINL CORP 339030108 41 953 SH SOLE 953 0 0
FLEETBOSTON FINL CORP 339030108 94 2159 SH DEFINED 75 0 2084
FORD MOTOR CO 345370860 74 4675 SH SOLE 4675 0 0
FORD MOTOR CO 345370860 19 1200 SH DEFINED 0 0 1200
FOREST LABS INC COM 345838106 266 4321 SH SOLE 4321 0 0
FOX ENTMT GROUP INC CL A 35138T107 174 5984 SH SOLE 5984 0 0
GANNETT INC COM 364730101 4411 49488 SH SOLE 47263 0 2225
GANNETT INC COM 364730101 160 1798 SH DEFINED 398 0 1400
GAP INC DEL COM 364760108 11 500 SH SOLE 500 0 0
GENENTECH INC COM NEW 368710406 1 15 SH SOLE 15 0 0
GENERAL DYNAMICS CORP COM 369550108 9 100 SH SOLE 100 0 0
GENERAL DYNAMICS CORP COM 369550108 18 200 SH DEFINED 0 0 200
GENERAL ELEC CO COM 369604103 11833 382107 SH SOLE 353992 0 28115
GENERAL ELEC CO COM 369604103 1546 49925 SH DEFINED 48725 0 1200
GENERAL MLS INC COM 370334104 172 3800 SH SOLE 300 0 3500
GENERAL MLS INC COM 370334104 428 9468 SH DEFINED 7968 0 1500
GENERAL MTRS CORP COM 370442105 82 1548 SH SOLE 1484 0 64
GENERAL MOTORS CORP CL H NEW 370442832 4 312 SH SOLE 306 0 6
GENERAL MOTORS CORP CL H NEW 370442832 79 5000 SH DEFINED 0 0 5000
GENUINE PARTS CO COM 372460105 33 1000 SH SOLE 1000 0 0
GENUINE PARTS CO COM 372460105 49 1500 SH DEFINED 0 0 1500
GENZYME CORP COM GENL DIV 372917104 38 790 SH SOLE 790 0 0
GEORGIA PACIFIC CORP 373298108 24 800 SH SOLE 800 0 0
8
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- -------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
GILLETTE CO COM 375766102 69 1900 SH SOLE 1700 0 200
GILLETTE CO COM 375766102 66 1806 SH DEFINED 506 0 1300
GLAXO HOLDINGS PLC SPONSORED ADR 37733W105 152 3263 SH SOLE 3150 0 113
GLAXO HOLDINGS PLC SPONSORED ADR 37733W105 3 75 SH DEFINED 75 0 0
GOLDEN WEST FINL CORP DEL COM 381317106 53 515 SH SOLE 515 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 7 73 SH SOLE 73 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1 15 SH DEFINED 15 0 0
GRAINGER W W INC COM 384802104 104 2200 SH SOLE 2200 0 0
GREAT PLAINS ENERGY INC COM 391164100 19 600 SH SOLE 600 0 0
GUIDANT CORP COM 401698105 370 6152 SH SOLE 6152 0 0
GYMBOREE CORPORATION 403777105 159 9290 SH SOLE 9290 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 0 327 SH DEFINED 327 0 0
JOHN HANCOCK PREFERRED INCOME FUND II 41013X106 25 1000 SH SOLE 0 0 1000
HANCOCK JOHN FINL SVCS INC COM 41014S106 56 1500 SH DEFINED 0 0 1500
HARDINGE INC COM 412324303 10 900 SH SOLE 900 0 0
HARLEY DAVIDSON INC COM 412822108 9 200 SH SOLE 0 0 200
HARTFORD FINL SVCS GROUP INCCOM 416515104 99 1690 SH SOLE 1690 0 0
HASBRO INC COM 418056107 53 2500 SH DEFINED 0 0 2500
HAWAIIAN ELEC INDUSTRIES COM 419870100 28 600 SH SOLE 600 0 0
HEALTH CARE PPTY INVS 421915109 10 200 SH SOLE 200 0 0
HEALTH MANAGEMENT CLASS A 421933102 321 13415 SH SOLE 13415 0 0
HEALTH NET INC A 42222G108 49 1500 SH DEFINED 0 0 1500
HEINZ H J CO COM 423074103 131 3600 SH SOLE 1950 0 1650
HERCULES INC COM 427056106 6 500 SH DEFINED 0 0 500
HERSHEY FOODS CORP COM 427866108 292 3800 SH SOLE 3800 0 0
HERSHEY FOODS CORP COM 427866108 61 800 SH DEFINED 0 0 800
HEWLETT PACKARD CO COM 428236103 1056 46027 SH SOLE 42852 0 3175
HEWLETT PACKARD CO COM 428236103 54 2362 SH DEFINED 408 0 1954
HILTON HOTELS CORP COM 432848109 2 135 SH SOLE 135 0 0
HOME DEPOT INC COM 437076102 3783 106629 SH SOLE 101229 0 5400
HOME DEPOT INC COM 437076102 247 6983 SH DEFINED 4583 0 2400
HONEYWELL INTL INC COM 438516106 28 858 SH SOLE 858 0 0
HOST MARRIOTT CORP NEW COM 44107P104 33 2752 SH SOLE 2752 0 0
9
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- -------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
HUMANA INC COM 444859102 53 2325 SH SOLE 2325 0 0
ILLINOIS TOOL WKS INC COM 452308109 1331 15875 SH SOLE 14850 0 1025
ILLINOIS TOOL WKS INC COM 452308109 106 1275 SH DEFINED 1275 0 0
IMAGISTICS INTERNATIONAL INCCOM 45247T104 2 64 SH SOLE 64 0 0
INGRAM MICRO INC CL A 457153104 1 100 SH SOLE 100 0 0
INTEL CORP COM 458140100 6985 218021 SH SOLE 199796 0 18225
INTEL CORP COM 458140100 622 19420 SH DEFINED 18820 0 600
INTERACTIVE INC 45840Q101 142 4200 SH DEFINED 0 0 4200
INTERNATIONAL BUSINESS MACHS COM 459200101 6905 74510 SH SOLE 71953 0 2557
INTERNATIONAL BUSINESS MACHS COM 459200101 422 4555 SH DEFINED 3755 0 800
INTERNATIONAL FLAVORS&FRAGRACOM 459506101 34 1000 SH DEFINED 0 0 1000
INTERNATIONAL GAME TECHNOLOGCOM 459902102 373 10461 SH SOLE 10461 0 0
INTL PAPER CO COM 460146103 90 2110 SH DEFINED 0 0 2110
INTERNATIONAL RECTIFIER CORPCOM 460254105 2 50 SH SOLE 50 0 0
INTUIT COM 461202103 1 28 SH SOLE 28 0 0
INTUIT COM 461202103 63 1200 SH DEFINED 0 0 1200
ISHARES TR MSCI EAFE INDX FDADR 464287465 13 100 SH SOLE 100 0 0
ISHS TR S & P MIDCAP 400 IND 464287507 13 120 SH SOLE 120 0 0
ISHS TR RUSSELL 2000 INDX FD 464287655 127 1150 SH SOLE 1150 0 0
ISHARES TR SMALLCAP FD 464287804 13 100 SH SOLE 100 0 0
IVAX CORP COM 465823102 5 5250 SH SOLE 5250 0 0
JDS UNIPHASE CORP COM 46612J101 1 475 SH SOLE 475 0 0
JP MORGAN CHASE & CO COM 46625H100 1969 53624 SH SOLE 51324 0 2300
JP MORGAN CHASE & CO COM 46625H100 172 4700 SH DEFINED 500 0 4200
JABIL CIRCUIT INC COM 466313103 411 14555 SH SOLE 14555 0 0
JACOBS ENGR GROUP INC DEL COM 469814107 288 6000 SH SOLE 6000 0 0
JOHNSON & JOHNSON COM 478160104 7356 142437 SH SOLE 132057 0 10380
JOHNSON & JOHNSON COM 478160104 1058 20495 SH DEFINED 18245 0 2250
JOHNSON CTLS INC COM 478366107 83 720 SH SOLE 720 0 0
JOHNSON OUTDOORS INC 479167108 14 1000 SH SOLE 1000 0 0
JONES APPAREL GROUP INC COM 480074103 16 465 SH SOLE 465 0 0
JUNIPER NETWORKS INC COM 48203R104 309 16576 SH SOLE 16576 0 0
KELLOGG CO COM 487836108 531 13963 SH SOLE 13963 0 0
10
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- -------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
KEYCORP NEW COM 493267108 5 200 SH SOLE 200 0 0
KEYSPAN CORP COM 49337W100 74 2015 SH SOLE 2015 0 0
KEYSPAN CORP COM 49337W100 36 1000 SH DEFINED 1000 0 0
KIMBERLY CLARK CORP COM 494368103 441 7467 SH SOLE 7467 0 0
KIMBERLY CLARK CORP COM 494368103 64 1100 SH DEFINED 100 0 1000
KING PHARMACEUTICALS INC 495582108 27 1810 SH SOLE 1810 0 0
KOHLS CORP COM 500255104 1003 22341 SH SOLE 20785 0 1556
KOHLS CORP COM 500255104 0 10 SH DEFINED 10 0 0
KONINKLIJKE AHOLD NV SPNSRD ADR NEW 500467303 1 150 SH SOLE 150 0 0
KONINKLIJKE PHILIPS ELECTRS NV SP ADR 500472303 32 1101 SH SOLE 1101 0 0
KRAFT FOODS INC CL A 50075N104 6 200 SH SOLE 200 0 0
KRAFT FOODS INC CL A 50075N104 6 200 SH DEFINED 200 0 0
KRISPY KREME DOUGHNUTS INC COM 501014104 3 100 SH SOLE 0 0 100
KROGER CO COM 501044101 78 4250 SH DEFINED 50 0 4200
LSI LOGIC CORP 502161102 0 50 SH SOLE 50 0 0
L-3 COMMUNICATIONS HLDGS INCCOM 502424104 338 6595 SH SOLE 6595 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 271 7350 SH SOLE 7350 0 0
LAFARGE N AMERICA CORP 505862102 6 150 SH SOLE 150 0 0
LANCASTER COLONY CORP COM 513847103 47 1050 SH SOLE 1050 0 0
LAUDER ESTEE COS INC CL A 518439104 3 85 SH SOLE 85 0 0
LEAR CORP COM 521865105 1 25 SH DEFINED 25 0 0
LEGGETT & PLATT INC COM 524660107 34 1600 SH SOLE 1600 0 0
LEGG MASON INC COM 524901105 7 100 SH SOLE 100 0 0
LEHMAN BROTHERS HOLDING INC 524908100 332 4300 SH SOLE 4300 0 0
LEHMAN BROTHERS HOLDING INC 524908100 19 254 SH DEFINED 254 0 0
LEXMARK INTL NEW CL A 529771107 60 765 SH SOLE 615 0 150
LEXMARK INTL NEW CL A 529771107 31 400 SH DEFINED 400 0 0
LILLY ELI & CO COM 532457108 496 7066 SH SOLE 6966 0 100
LILLY ELI & CO COM 532457108 126 1794 SH DEFINED 1794 0 0
LIMITED BRANDS INC COM 532716107 18 1025 SH SOLE 1025 0 0
LINCOLN NATL CORP IND COM 534187109 28 700 SH SOLE 700 0 0
LINEAR TECHNOLOGY CORP COM 535678106 0 20 SH SOLE 20 0 0
LOCKHEED MARTIN CORP COM 539830109 170 3322 SH SOLE 3322 0 0
11
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- -------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
LOWES COS INC COM 548661107 473 8558 SH SOLE 8108 0 450
LOWES COS INC COM 548661107 54 990 SH DEFINED 990 0 0
LUBRIZOL CORP COM 549271104 1 50 SH SOLE 50 0 0
LUCENT TECHNOLOGIES INC COM 549463107 440 155668 SH SOLE 155120 0 548
MBIA INC COM 55262C100 90 1535 SH SOLE 1335 0 200
MBIA INC COM 55262C100 23 400 SH DEFINED 400 0 0
MBNA CORP COM 55262L100 176 7110 SH SOLE 7110 0 0
MBNA CORP COM 55262L100 2 105 SH DEFINED 105 0 0
MFS INTERMEDIATE INCM TR SBI 55273C107 69 10152 SH SOLE 10152 0 0
MGIC INVT CORP WIS COM 552848103 30 535 SH SOLE 535 0 0
MGIC INVT CORP WIS COM 552848103 113 2000 SH DEFINED 0 0 2000
USX MARATHON GROUP COM NEW 565849106 56 1700 SH DEFINED 0 0 1700
MARSH & MCLENNAN COS INC COM 571748102 98 2063 SH SOLE 2063 0 0
MARSH & MCLENNAN COS INC COM 571748102 47 1000 SH DEFINED 0 0 1000
MARSHALL & ILSLEY CORP COM 571834100 137 3600 SH SOLE 3600 0 0
MARRIOTT INTL INC NEW CLA 571903202 64 1400 SH SOLE 1400 0 0
MARRIOTT INTL INC NEW CLA 571903202 27 600 SH DEFINED 0 0 600
MAXIM INTEGRATED PRODS INC COM 57772K101 4 100 SH SOLE 100 0 0
MAY DEPT STORES CO COM 577778103 14 500 SH SOLE 500 0 0
MAY DEPT STORES CO COM 577778103 37 1300 SH DEFINED 0 0 1300
MAYTAG CORP COM 578592107 22 800 SH SOLE 800 0 0
MCCORMICK & CO INC COM NON VTG 579780206 124 4150 SH SOLE 4150 0 0
MCCORMICK & CO INC COM NON VTG 579780206 150 5000 SH DEFINED 2000 0 3000
MCDONALDS CORP COM 580135101 49 2000 SH SOLE 2000 0 0
MCDONALDS CORP COM 580135101 34 1400 SH DEFINED 300 0 1100
MCGRAW HILL COS INC COM 580645109 212 3034 SH SOLE 3034 0 0
MCKESSON CORPORATION COM 58155Q103 99 3100 SH DEFINED 0 0 3100
MEADWESTVACO CORP 583334107 3 117 SH DEFINED 117 0 0
MEDCO HEALTH SOLUTIONS INC 58405U102 2 72 SH SOLE 72 0 0
MEDCO HEALTH SOLUTIONS INC 58405U102 1 36 SH DEFINED 36 0 0
MEDTRONIC INC COM 585055106 3855 79322 SH SOLE 76367 0 2955
MEDTRONIC INC COM 585055106 185 3820 SH DEFINED 3820 0 0
MELLON FINL CORP COM 58551A108 3 100 SH SOLE 100 0 0
MELLON FINL CORP COM 58551A108 41 1300 SH DEFINED 0 0 1300
12
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- -------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MERCK & CO INC COM 589331107 3048 65990 SH SOLE 58685 0 7305
MERCK & CO INC COM 589331107 83 1800 SH DEFINED 300 0 1500
MERCURY INTERACTIVE CORP COM 589405109 36 745 SH SOLE 745 0 0
MERRILL LYNCH & CO INC COM 590188108 35 605 SH SOLE 605 0 0
METLIFE INC COM 59156R108 24 716 SH SOLE 716 0 0
METLIFE INC COM 59156R108 2 75 SH DEFINED 75 0 0
MEXICO FD INC COM 592835102 10 657 SH SOLE 0 0 657
MICROSOFT CORP COM 594918104 4449 162621 SH SOLE 149371 0 13250
MICROSOFT CORP COM 594918104 576 21060 SH DEFINED 19860 0 1200
MILLIPORE CORP 601073109 8 200 SH SOLE 200 0 0
MINDSPEED TECHNOLOGIES INC 602682106 1 200 SH SOLE 200 0 0
MONSANTO CO (NEW) 61166W101 101 3543 SH SOLE 3543 0 0
MOODYS CORP COM 615369105 199 3298 SH SOLE 3298 0 0
MORGAN STANLEY ASIA-PACIFIC FUND INC (EX: 61744U106 54 5000 SH SOLE 5000 0 0
MORGAN STANLEY DISCOVER & CO 617446448 2639 45615 SH SOLE 43590 0 2025
MORGAN STANLEY DISCOVER & CO 617446448 84 1456 SH DEFINED 256 0 1200
MOTOROLA INC COM 620076109 84 6000 SH SOLE 6000 0 0
MOTOROLA INC COM 620076109 3 245 SH DEFINED 0 0 245
MUNI ASSETS FUND INC 62618Q106 9 850 SOLE 850 0 0
MUNIYIELD NY INSD FD INC 626301105 9 735 SOLE 735 0 0
MYLAN LABS INC COM 628530107 11 450 SH SOLE 450 0 0
NBT BANCORP INC COM 628778102 349 16309 SH SOLE 16309 0 0
NCR CORP NEW COM 62886E108 647 16699 SH DEFINED 16699 0 0
NATIONAL CITY CORP COM 635405103 98 2900 SH DEFINED 100 0 2800
NEIMAN MARCUS GROUP INC CL A 640204202 53 1000 SH DEFINED 0 0 1000
NEW YORK TIMES CO CL A 650111107 5495 115000 SH SOLE 115000 0 0
NEW YORK TIMES CO CL A 650111107 27794 581600 SH DEFINED 580000 0 1600
NEWELL RUBBERMAID INC COM 651229106 3 175 SH SOLE 175 0 0
NEWELL RUBBERMAID INC COM 651229106 86 3800 SH DEFINED 0 0 3800
NEWMONT MIN CO (HOLD CO) COM 651639106 2 46 SH SOLE 46 0 0
NEWPARK RESOURCES INC 651718504 0 200 SH SOLE 200 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 96 3440 SH SOLE 3440 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 316 11300 SH DEFINED 0 0 11300
13
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- -------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
NEXTEL PARTNERS A 65333F107 2 200 SH SOLE 200 0 0
NIKE INC CL B 654106103 155 2271 SH SOLE 2271 0 0
NISOURCE INC COM 65473P105 17 800 SH SOLE 800 0 0
NOKIA CORP PFD SPONS ADR 654902204 9 532 SH SOLE 282 0 250
NOKIA CORP PFD SPONS ADR 654902204 42 2500 SH DEFINED 0 0 2500
NORFOLK SOUTHERN CORP COM 655844108 94 3980 SH SOLE 3980 0 0
NORTEL NETWORKS CORP NEW COM ADR 656568102 4 1102 SH SOLE 1102 0 0
NORTEL NETWORKS CORP NEW COM ADR 656568102 1 450 SH DEFINED 450 0 0
NORTHROP GRUMMAN CORP COM 666807102 43 458 SH SOLE 458 0 0
NOVELLUS SYS INC COM 670008101 1 40 SH SOLE 40 0 0
NUCOR CORP COM 670346105 39 700 SH SOLE 700 0 0
NUVEEN NY MUNI VALUE INC 67062M105 13 1500 SOLE 0 0 1500
OGE ENERGY CORP COM 670837103 24 1000 SH SOLE 1000 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 42 1005 SH SOLE 1005 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 3 75 SH DEFINED 75 0 0
OMNICOM GROUP INC COM 681919106 46 530 SH SOLE 530 0 0
ORACLE CORP COM 68389X105 2331 176256 SH SOLE 168806 0 7450
ORACLE CORP COM 68389X105 158 11975 SH DEFINED 11975 0 0
OUTBACK STEAKHOUSE INC 689899102 135 3055 SH SOLE 3055 0 0
PG&E CORP COM 69331C108 39 1414 SH SOLE 1414 0 0
PNC FINL SVCS GROUP INC COM 693475105 38 700 SH SOLE 700 0 0
PNC FINL SVCS GROUP INC COM 693475105 79 1450 SH DEFINED 0 0 1450
PPG INDS INC COM 693506107 89 1400 SH SOLE 1400 0 0
PPL CORP 69351T106 70 1600 SH SOLE 1600 0 0
PPL CORP 69351T106 2 50 SH DEFINED 50 0 0
PACCAR INC COM 693718108 78 925 SH SOLE 925 0 0
PALL CORP COM 696429307 26 1000 SH DEFINED 0 0 1000
PAYCHEX INC COM 704326107 8 222 SH SOLE 222 0 0
PEPSICO INC COM 713448108 4639 99539 SH SOLE 95839 0 3700
PEPSICO INC COM 713448108 270 5800 SH DEFINED 5800 0 0
PEREGRINE PHARMACEUTICALS INCOM 713661106 0 200 SH SOLE 200 0 0
PERFORMANCE TECHNOLOGIES INCCOM 71376K102 0 50 SH SOLE 50 0 0
PFIZER INC COM 717081103 7097 200945 SH SOLE 177010 0 23935
PFIZER INC COM 717081103 1082 30639 SH DEFINED 30639 0 0
14
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- -------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
PHELPS DODGE CORP COM 717265102 22 300 SH SOLE 300 0 0
PHILADELPHIA SUBN CORP COM PAR $0.50 718009608 8 375 SH SOLE 375 0 0
PHOENIX COS INC NEW COM 71902E109 28 2353 SH SOLE 2353 0 0
PITNEY BOWES INC COM 724479100 377 9300 SH SOLE 9300 0 0
PLUM CREEK TIMBER CO INC COM 729251108 16 548 SH SOLE 548 0 0
PRAXAIR INC COM 74005P104 13 350 SH SOLE 0 0 350
PRINCIPAL FINANCIAL GROUP INC 74251V102 16 500 SH SOLE 500 0 0
PROCTER & GAMBLE CO COM 742718109 5662 56692 SH SOLE 54080 0 2612
PROCTER & GAMBLE CO COM 742718109 105 1055 SH DEFINED 1055 0 0
PROGRESSIVE CORP 743315103 106 1275 SH SOLE 1275 0 0
PROGRESSIVE CORP 743315103 0 5 SH DEFINED 5 0 0
PRUDENTIAL FINL INC COM 744320102 24 587 SH SOLE 587 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 37 850 SH SOLE 850 0 0
PUGET SOUND ENERGY INC COM 745310102 78 3311 SH SOLE 3311 0 0
PULTE CORP COM 745867101 16 180 SH SOLE 180 0 0
QUALCOMM INC COM 747525103 1431 26535 SH SOLE 24425 0 2110
QUESTAR CORP COM 748356102 84 2400 SH SOLE 2400 0 0
QWEST COMMUNICATIONS INTL INCOM 749121109 10 2415 SH SOLE 2061 0 354
QWEST COMMUNICATIONS INTL INCOM 749121109 146 34075 SH DEFINED 575 0 33500
RADIAN GROUP INC COM 750236101 2 56 SH SOLE 56 0 0
RAYTHEON CO CLASS B COM 755111507 78 2621 SH SOLE 2621 0 0
RAYTHEON CO CLASS B COM 755111507 72 2400 SH DEFINED 2400 0 0
READERS DIGEST ASSN INC COM 755267101 12 854 SH DEFINED 0 0 854
RED HAT INC COM 756577102 6 372 SH SOLE 372 0 0
REGIONS FINL CORP COM 758940100 39 1060 SH SOLE 1060 0 0
RITE AID CORP COM 767754104 60 10000 SH SOLE 10000 0 0
ROBERT HALF INTL INC COM 770323103 2 92 SH SOLE 92 0 0
ROCKWELL INTL CORP NEW COM 773903109 21 600 SH SOLE 600 0 0
ROCKWELL INTL CORP NEW COM 773903109 17 500 SH DEFINED 0 0 500
ROCKWELL COLLINS INC COM 774341101 18 600 SH SOLE 600 0 0
ROHM & HAAS CO COM 775371107 76 1800 SH SOLE 1800 0 0
ROYAL DUTCH PETE CO NY REG GLD1.25 ADR 780257804 337 6434 SH SOLE 6434 0 0
SBC COMMUNICATIONS INC 78387G103 4847 186009 SH SOLE 165425 0 20584
SBC COMMUNICATIONS INC 78387G103 397 15270 SH DEFINED 15270 0 0
15
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- -------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
SEI INVESTMENTS CO COM 784117103 6 200 SH DEFINED 200 0 0
SLM CORPORATION SECURITIES COM 78442P106 169 4497 SH SOLE 4497 0 0
SAFEGUARD SCIENTIFICS INC COM 786449108 0 50 SH SOLE 50 0 0
SAFEWAY INC (FORMERLY SAFEWAY STORES INC) 786514208 2 100 SH DEFINED 100 0 0
ST JUDE MED INC 790849103 414 6755 SH SOLE 6755 0 0
SARA LEE CORP COM 803111103 23 1077 SH SOLE 1077 0 0
SARA LEE CORP COM 803111103 2 100 SH DEFINED 100 0 0
SCHERING PLOUGH CORP COM 806605101 142 8173 SH SOLE 7373 0 800
SCHLUMBERGER LTD COM 806857108 2628 48040 SH SOLE 45615 0 2425
SCHLUMBERGER LTD COM 806857108 176 3221 SH DEFINED 3221 0 0
SCIENTIFIC ATLANTA INC COM 808655104 27 990 SH SOLE 990 0 0
SCOTTISH PWR PLC SPON ADR FINAL 81013T705 62 2311 SH SOLE 2311 0 0
SEARS ROEBUCK & CO COM 812387108 41 910 SH SOLE 910 0 0
SEARS ROEBUCK & CO COM 812387108 6 150 SH DEFINED 150 0 0
SECTOR SPDR TRUST 81369Y886 31 1330 SH SOLE 1330 0 0
SELECTIVE INS GRP INC 816300107 91 2839 SH SOLE 2839 0 0
SENECA FOODS CORP NEW CL B 817070105 140 1400 SH SOLE 1400 0 0
SENECA FOODS CORP NEW CL A 817070501 30 1400 SH SOLE 1400 0 0
SHELL TRANS & TRADING PLC NEW YRK SH NEW ADR 822703609 27 600 SH SOLE 600 0 0
SIMON PPTY GROUP INC NEW 828806109 16 350 SH SOLE 350 0 0
SIMON PPTY GROUP INC NEW 828806109 51 1122 SH DEFINED 0 0 1122
SKY FINL GROUP INC COM 83080P103 205 7937 SH SOLE 7937 0 0
SKYWORKS SOLUTIONS INC 83088M102 1 210 SH SOLE 210 0 0
SMUCKER JM CO COM NEW 832696405 0 2 SH SOLE 2 0 0
SMUCKER JM CO COM NEW 832696405 0 3 SH DEFINED 3 0 0
SMURFIT-STONE CONTAINER CORPCOM 832727101 3 200 SH SOLE 200 0 0
SOLECTRON CORP COM 834182107 1 287 SH DEFINED 287 0 0
SOUTHERN CO COM 842587107 140 4635 SH SOLE 4610 0 25
SOUTHTRUST CORP COM 844730101 180 5515 SH SOLE 5515 0 0
SOUTHWEST AIRLS CO COM 844741108 3 200 SH DEFINED 200 0 0
SPRINT CORP COM FON GROUP 852061100 56 3415 SH SOLE 3415 0 0
SPRINT CORP COM FON GROUP 852061100 21 1300 SH DEFINED 100 0 1200
SPRINT CORP PCS COM SER 1 852061506 3 700 SH SOLE 700 0 0
16
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- -------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
STAPLES INC COM 855030102 39 1460 SH SOLE 1460 0 0
STARBUCKS CORP COM 855244109 8 257 SH SOLE 57 0 200
STATE STR CORP COM 857477103 150 2894 SH DEFINED 2894 0 0
SUFFOLK BANCORP COM 864739107 113 3244 SH SOLE 3244 0 0
SUN MICROSYSTEMS INC COM 866810104 79 17800 SH SOLE 12600 0 5200
SUN MICROSYSTEMS INC COM 866810104 1 250 SH DEFINED 0 0 250
SUNGARD DATA SYS INC COM 867363103 264 9555 SH SOLE 9555 0 0
SUNTRUST BKS INC COM 867914103 383 5366 SH SOLE 4366 0 1000
SUNTRUST BKS INC COM 867914103 78 1100 SH DEFINED 0 0 1100
SUPERVALU INC COM 868536103 50 1755 SH SOLE 1755 0 0
SYMANTEC CORP COM 871503108 53 1540 SH SOLE 1540 0 0
SYNOVUS FINL CORP COM 87161C105 19 675 SH SOLE 0 0 675
SYSCO CORP COM 871829107 70 1885 SH SOLE 1885 0 0
TECO ENERGY INC 872375100 23 1650 SH SOLE 950 0 700
TEPPCO PARTNERS LP 872384102 10 250 SH DEFINED 250 0 0
TARGET CORP COM 87612E106 1288 33561 SH SOLE 31596 0 1965
TARGET CORP COM 87612E106 7 200 SH DEFINED 200 0 0
TELLABS INC COM 879664100 2 250 SH DEFINED 250 0 0
TEMPLE INLAND INC COM 879868107 21 340 SH SOLE 340 0 0
TENET HEALTHCARE CORP COM 88033G100 73 4600 SH DEFINED 0 0 4600
TERAYON COMMUNICATION SYS COM 880775101 0 40 SH SOLE 0 0 40
TEVA PHARMA INDS ADR 881624209 6 120 SH SOLE 120 0 0
TEXAS INDS INC COM 882491103 11 300 SH SOLE 300 0 0
TEXAS INSTRS INC COM 882508104 72 2480 SH SOLE 2480 0 0
TEXAS INSTRS INC COM 882508104 35 1200 SH DEFINED 0 0 1200
THERMO ELECTRON CORP COM 883556102 25 1020 SH SOLE 1020 0 0
3M CO COM COM 88579Y101 4524 53206 SH SOLE 50156 0 3050
3M CO COM COM 88579Y101 630 7419 SH DEFINED 6419 0 1000
TOMPKINS TRUSTCO INC 890110109 36687 796867 SH SOLE 781131 0 15736
TOMPKINS TRUSTCO INC 890110109 2070 44977 SH DEFINED 44977 0 0
TOYS R US INC COM 892335100 10 800 SH DEFINED 0 0 800
TRAVELERS PROP CASUALTY CP CL B 89420G406 50 3000 SH DEFINED 0 0 3000
TRI CONTL CORP COM 895436103 7 468 SH SOLE 0 0 468
17
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- -------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
TYCO INTL LTD NEW COM 902124106 138 5240 SH SOLE 5240 0 0
TYCO INTL LTD NEW COM 902124106 238 9000 SH DEFINED 0 0 9000
US BANCORP DEL COM NEW 902973304 47 1608 SH SOLE 1608 0 0
UNION PAC CORP COM 907818108 48 700 SH SOLE 700 0 0
UNION PAC CORP COM 907818108 69 1000 SH DEFINED 0 0 1000
UNITED PARCEL SERVICE INC CL B 911312106 1299 17430 SH SOLE 16105 0 1325
UNITED PARCEL SERVICE INC CL B 911312106 7 100 SH DEFINED 100 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1446 15263 SH SOLE 14433 0 830
UNITED TECHNOLOGIES CORP COM 913017109 21 225 SH DEFINED 225 0 0
UNITEDHEALTH GROUP INC 91324P102 905 15560 SH SOLE 14310 0 1250
UNITEDHEALTH GROUP INC 91324P102 193 3330 SH DEFINED 30 0 3300
UNIVISION COMMUNICATIONS INCCL A 914906102 1 40 SH SOLE 40 0 0
UNOCAL CORP COM 915289102 29 800 SH SOLE 0 0 800
UNOCAL CORP COM 915289102 123 3344 SH DEFINED 3344 0 0
UNUMPROVIDENT CORP COM 91529Y106 7 500 SH DEFINED 0 0 500
V.I. TECHNOLOGIES INC 917920100 0 200 SH SOLE 0 0 200
UTSTARCOM INC 918076100 2 65 SH SOLE 65 0 0
V F CORP COM 918204108 36 850 SH SOLE 850 0 0
VALERO ENERGY CORP NEW COM 91913Y100 2 50 SH DEFINED 50 0 0
VAN KAMPEN AMERICAN CAPITAL MUNICIPAL TRUST 920919107 20 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE MUNCOM 920929106 22 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE N JCOM 920933108 41 2400 SOLE 2400 0 0
VAN KAMPEN ADVAN MUN 921124103 33 2018 SOLE 2018 0 0
VAXGEN INC 922390208 0 25 SH SOLE 25 0 0
VECTREN CORP COM 92240G101 28 1170 SH SOLE 1170 0 0
VERIZON COMMUNICATIONS COM 92343V104 1067 30441 SH SOLE 25437 0 5004
VERIZON COMMUNICATIONS COM 92343V104 58 1666 SH DEFINED 1666 0 0
VERITAS SOFTWARE CO COM 923436109 187 5077 SH SOLE 5077 0 0
VERITAS SOFTWARE CO COM 923436109 0 15 SH DEFINED 15 0 0
VIACOM INC CL A 925524100 17 400 SH SOLE 400 0 0
VIACOM INC CLASS B 925524308 1215 27386 SH SOLE 25731 0 1655
VIACOM INC CLASS B 925524308 80 1825 SH DEFINED 325 0 1500
VIRAGEN INC COM 927638106 0 200 SH SOLE 200 0 0
18
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- -------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
VISTEON CORP COM 92839U107 2 235 SH SOLE 235 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 16 675 SH SOLE 675 0 0
WPP GROUP PLC SPON ADR NEW 929309300 88 1800 SH DEFINED 0 0 1800
WPS RESOURCES CORP COM 92931B106 13 300 SH SOLE 300 0 0
WACHOVIA CORP 2ND NEW COM 929903102 41 898 SH SOLE 898 0 0
WACHOVIA CORP 2ND NEW COM 929903102 58 1250 SH DEFINED 150 0 1100
WAL MART STORES INC COM 931142103 5085 95888 SH SOLE 87828 0 8060
WAL MART STORES INC COM 931142103 806 15208 SH DEFINED 15208 0 0
WALGREEN CO COM 931422109 283 7806 SH SOLE 7806 0 0
WALGREEN CO COM 931422109 42 1164 SH DEFINED 1164 0 0
WASHINGTON MUT INC COM 939322103 1448 36125 SH SOLE 34410 0 1715
WASHINGTON MUT INC COM 939322103 136 3400 SH DEFINED 600 0 2800
WASTE MGMT INC DEL COM 94106L109 154 5225 SH DEFINED 0 0 5225
WATERS CORP COM 941848103 27 835 SH SOLE 835 0 0
WATSON PHARMACEUTICALS INC COM 942683103 354 7700 SH SOLE 7700 0 0
WEIGHT WATCHERS INTERNATIONAL INC 948626106 3 100 SH SOLE 100 0 0
WELLPOINT HEALTH NETWORK NEWCOM 94973H108 115 1190 SH SOLE 1190 0 0
WELLS FARGO & CO NEW COM 949746101 2012 34178 SH SOLE 32528 0 1650
WELLS FARGO & CO NEW COM 949746101 47 800 SH DEFINED 800 0 0
WESTAR ENERGY INC COM 95709T100 22 1100 SH SOLE 1100 0 0
WILLIAMS-SONOMA INC 969904101 176 5067 SH SOLE 5067 0 0
WIRELESS TELECOM GP INC 976524108 6 2350 SH SOLE 2350 0 0
WISCONSIN ENERGY CORP COM 976657106 12 360 SH SOLE 360 0 0
WRIGLEY WM JR CO COM 982526105 28 500 SH DEFINED 500 0 0
WYETH COM 983024100 1014 23902 SH SOLE 23852 0 50
WYETH COM 983024100 320 7550 SH DEFINED 5550 0 2000
XCEL ENERGY INC 98389B100 8 510 SH SOLE 0 0 510
XEROX CORP COM 984121103 0 6 SH SOLE 6 0 0
XEROX CORP COM 984121103 1 120 SH DEFINED 120 0 0
YAHOO INC COM 984332106 35 780 SH SOLE 780 0 0
YUM BRANDS INC COM COM 988498101 33 960 SH SOLE 960 0 0
ZIMMER HLDGS INC COM 98956P102 1 25 SH SOLE 25 0 0
ZIONS BANCORPORATION COM 989701107 288 4705 SH SOLE 4705 0 0
19
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- -------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ZOLL MEDIACL 989922109 132 3755 SH SOLE 3755 0 0
GRAND TOTALS 305215 7529402 6933906 0 595496
20