Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
ORIE JAMES
   2. Issuer Name and Ticker or Trading Symbol
FNB CORP/FL/ [FNB] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Chief Legal Officer
(Last)
(First)
(Middle)
138 COLLEGE AVENUE		 3. Date of Earliest Transaction (Month/Day/Year)
01/01/2004
(Street)

BEAVER, PA 15009		 4. If Amendment, Date Original Filed(Month/Day/Year)
 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock (1)               2,192.5585 (2) D  
Common Stock 01/01/2004   A V 104.187 (3) A (4) 222 D  
Common Stock (5) 01/23/2004   J V 111 D (6) 115.8919 (7) D  
Common Stock 01/01/2004   A V 175.985 (3) A (4) 375 D  
Common Stock (5) 01/20/2004   J V 75 D (6) 313.2216 (8) D  
Common Stock 01/20/2004   J V 75 A (6) 890.268 D  
Common Stock 01/23/2004   J V 111 A (6) 1,045.4189 (9) D  
Common Stock 01/15/2004(10)   A V 156.7623 A $ 20.732 635.7949 (11) I By Trust (401k Plan)
Common Stock 01/15/2004(10)   A V 235.6489 A (12) 1,522.9073 (13) I By Trust (401k Plan)

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Options (Granted 01/26/1997) $ 8.95               (14) 01/26/2007 Common Stock 4,738   4,738 D  
Stock Options (Granted 01/18/1998) $ 13.78               (14) 01/18/2008 Common Stock 5,342   5,342 D  
Stock Options (Granted 1/24/1999) $ 10.62               (14) 01/24/2009 Common Stock 8,183   8,183 D  
Stock Options (Granted 01/23/2000) $ 10.21               (15) 01/23/2010 Common Stock 8,807   8,807 D  
Stock Options (Granted 01/22/2001) $ 10.44               (15) 01/22/2011 Common Stock 9,051   9,051 D  
Stock Options (Granted 01/20/2002) $ 12.94               (15) 01/20/2012 Common Stock 5,366   5,366 D  
Stock Options (Granted 01/20/2003) $ 13.75               (15) 01/20/2013 Common Stock 5,270   5,270 D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
ORIE JAMES
138 COLLEGE AVENUE
BEAVER, PA 15009		       Chief Legal Officer  

Signatures

 /s/ James G. Orie   02/14/2005
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Award of stock pursuant to the F.N.B. Corporation 2001 Incentive Plan. Vests 50% on third anniversary of grant date and 50% to vest on the fourth anniversary of the grant date, with the second 50% being subject to the satisfaction of certain performance criteria.
(2) Includes 92.5585 shares acquired under the F.N.B. Corporation Dividend Reinvestment Plan.
(3) Additional Restricted Stock shares acquired as a result of the spin-off of First National Bankshares of Florida, Inc. from F.N.B. Corporation on 01/01/2004.
(4) Not applicable; pursuant to the spin-off of First National Bankshares of Florida, Inc. from F.N.B. Corporation on 01/01/2004.
(5) Award of stock pursuant to the F.N.B. Corporation Restricted Stock and Incentive Bonus Plan. Vests 20% each year over a five year period.
(6) Not applicable; transfer between accounts.
(7) Includes 4.8919 shares acquired under the F.N.B. Corporation Dividend Reinvestment Plan.
(8) Includes 13.2216 shares acquired under the F.N.B. Corporation Dividend Reinvestment Plan.
(9) Includes 44.1509 shares acquired under the F.N.B. Corporation Dividend Reinvestment Plan.
(10) Transaction under exempt 401(k) Plan during 2004.
(11) Includes 24.184 shares acquired under the F.N.B. Corporation Dividend Reinvestment Plan.
(12) Represents employer matching contributions pursuant to exempt 401(k) Plan.
(13) Includes 60.3825 shares acquired under the F.N.B. Corporation Dividend Reinvestment Plan.
(14) Options are fully vested and are available for immediate exercise.
(15) Options vest over a five year period, 20% each year on the anniversary of grant date.
 
Remarks:
Statement of holdings for 2004.

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