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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): April 15, 2005
FREDERICK COUNTY BANCORP, INC.
(Exact name of registrant as specified in its charter)
Commission file number: 000-50407
Maryland 20-0049496
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(State or Other Jurisdiction of (I.R.S. Employer Identification Number)
Incorporation or Organization)
30 West Patrick Street, Frederick, Maryland 21701
(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code: (301) 620-1400
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
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ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION
On April 15, 2005, the Registrant announced its earnings for the three
months ended March 31, 2005. For further information, reference is made to the
Registrant's press release, dated April 15, 2005, which is attached hereto as
Exhibit 99.1 and incorporated herein by reference. The attached press release is
furnished pursuant to this Item 2.02 of Form 8-K.
ITEM 7.01 REGULATION FD DISCLOSURE
On April 15, 2005, the Registrant announced its earnings for the three
months ended March 31, 2005. For further information, reference is made to the
Registrant's press release, dated April 15, 2005, which is attached hereto as
Exhibit 99.1 and incorporated herein by reference. The attached press release is
furnished pursuant to this Item 7.01 of Form 8-K.
ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS
(c) Exhibits
Exhibit 99.1 Press Release dated April 15, 2005
Signatures
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
FREDERICK COUNTY BANCORP, INC.
(Registrant)
By: /s/ William R. Talley, Jr.
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William R. Talley,
Jr., Executive Vice President and
Chief Financial Officer
(Principal Accounting Officer)
Dated: April 15, 2005