UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 06/30/2008
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: ARROW FINANCIAL CORP.
Address: 250 GLEN STREET
GLENS FALLS, NY 12801
13F File Number: 28-12533
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: TERRY R. GOODEMOTE
Title: SENIOR VICE PRESIDENT & CHIEF FINANCIAL OFFICER
Phone: (518)745-1000 EXT. 512
Signature, Place, and Date of Signing:
S/ TERRY R. GOODEMOTE GLENS FALLS, NY 08/01/2008
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 2
Form 13F Information Table Entry Total: 649
Form 13F Information Table Value Total: $ 264,161
List of Other Included Managers:
No. 13F File Number Name
2 28-03696 GLENS FALLS NATIONAL BANK
3 28-12534 NORTH COUNTRY INV. ADVISERS, INC
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN AMOUNTPRN CALL DISCRTN MANAGERS SOLE SHARED NONE
AFLAC INCORPORATED COM 001055102 6 100 SH OTHER 100
AFLAC INCORPORATED COM 001055102 90 1440 SH DEFINED 2 1440
AFLAC INCORPORATED COM 001055102 82 1300 SH OTHER 2 1300
AT&T INC COM 00206R102 86 2555 SH SOLE 2555
AT&T INC COM 00206R102 83 2460 SH OTHER 2460
AT&T INC COM 00206R102 1650 48965 SH DEFINED 2 48965
AT&T INC COM 00206R102 639 18964 SH OTHER 2 18964
AT&T INC COM 00206R102 2156 64000 SH DEFINED 3 64000
ABBOTT LABORATORIES COM 002824100 97 1830 SH SOLE 1830
ABBOTT LABORATORIES COM 002824100 50 950 SH OTHER 950
ABBOTT LABORATORIES COM 002824100 1881 35505 SH DEFINED 2 35505
ABBOTT LABORATORIES COM 002824100 412 7778 SH OTHER 2 7778
ABBOTT LABORATORIES COM 002824100 2119 40000 SH DEFINED 3 40000
ABERCROMBIE & FITCH CO COM 002896207 14 220 SH DEFINED 2 220
ADOBE SYSTEMS COM 00724F101 18 450 SH SOLE 450
ADOBE SYSTEMS COM 00724F101 593 15050 SH DEFINED 2 15050
ADOBE SYSTEMS COM 00724F101 53 1350 SH OTHER 2 1350
ADOBE SYSTEMS COM 00724F101 1497 38000 SH DEFINED 3 38000
AIR PRODUCTS & CHEMICALS INC COM 009158106 35 350 SH SOLE 350
AIR PRODUCTS & CHEMICALS INC COM 009158106 551 5569 SH DEFINED 2 5569
AIR PRODUCTS & CHEMICALS INC COM 009158106 198 2000 SH OTHER 2 2000
AIR PRODUCTS & CHEMICALS INC COM 009158106 1433 14500 SH DEFINED 3 14500
ALCOA INC COM 013817101 4 100 SH SOLE 100
ALCOA INC COM 013817101 305 8551 SH DEFINED 2 8551
ALCOA INC COM 013817101 37 1025 SH OTHER 2 1025
ALCATEL-LUCENT COM 013904305 0 61 SH DEFINED 2 61
ALLIANCEBERNSTEIN HLDG LP LIM 01881G106 7 125 PRN SOLE 125
ALTRIA GROUP INC COM 02209S103 10 500 SH SOLE 500
ALTRIA GROUP INC COM 02209S103 322 15667 SH OTHER 2 15667
AMERICAN ELECTRIC POWER CO COM 025537101 32 802 SH DEFINED 2 802
AMERICAN EXPRESS CO COM 025816109 65 1725 SH SOLE 1725
AMERICAN EXPRESS CO COM 025816109 26 700 SH OTHER 700
AMERICAN EXPRESS CO COM 025816109 1235 32784 SH DEFINED 2 32784
AMERICAN EXPRESS CO COM 025816109 291 7723 SH OTHER 2 7723
AMERICAN EXPRESS CO COM 025816109 1507 40000 SH DEFINED 3 40000
AMER INTL GROUP INC COM 026874107 4 140 SH SOLE 140
AMER INTL GROUP INC COM 026874107 4 150 SH OTHER 150
AMER INTL GROUP INC COM 026874107 33 1247 SH DEFINED 2 1247
AMER INTL GROUP INC COM 026874107 69 2623 SH OTHER 2 2623
AMERISOURCEBERGEN CORP COM 03073E105 9 218 SH DEFINED 2 218
AMERIPRISE FINL INC COM 03076C106 4 90 SH DEFINED 2 90
AMERIPRISE FINL INC COM 03076C106 1 10 SH OTHER 2 10
AMETEK INC NEW COM 031100100 30 637 SH DEFINED 2 637
AMGEN INC COM 031162100 7 150 SH OTHER 150
AMGEN INC COM 031162100 45 958 SH DEFINED 2 958
AMGEN INC COM 031162100 17 350 SH OTHER 2 350
ANALOG DEVICES, INC. COM 032654105 14 425 SH DEFINED 2 425
ANGIODYNAMICS INC COM 03475V101 7 550 SH DEFINED 2 550
ANHEUSER BUSCH CO COM 035229103 40 650 SH SOLE 650
ANHEUSER BUSCH CO COM 035229103 653 10515 SH DEFINED 2 10515
ANHEUSER BUSCH CO COM 035229103 1240 19969 SH OTHER 2 19969
APACHE CORP COM 037411105 70 500 SH DEFINED 2 500
APACHE CORP COM 037411105 7 50 SH OTHER 2 50
APOLLO GROUP INC COM 037604105 15 350 SH DEFINED 2 350
APPLE INC COM 037833100 132 790 SH SOLE 790
APPLE INC COM 037833100 1321 7887 SH DEFINED 2 7887
APPLE INC COM 037833100 310 1850 SH OTHER 2 1850
APPLE INC COM 037833100 2512 15000 SH DEFINED 3 15000
APPLIED MATERIALS INC COM 038222105 34 1800 SH DEFINED 2 1800
APPLIED MATERIALS INC COM 038222105 2 100 SH OTHER 2 100
AQUA AMER INC COM 03836W103 3 200 SH DEFINED 2 200
AQUA AMER INC COM 03836W103 23 1465 SH OTHER 2 1465
ARCH COAL INC COM 039380100 75 1000 SH OTHER 2 1000
ARROW COM 042744102 3 154 SH SOLE 154
ARROW COM 042744102 23203 1279807 SH DEFINED 2 1279807
ARROW COM 042744102 471 26004 SH OTHER 2 26004
AUTODESK INC COM 052769106 14 425 SH DEFINED 2 425
AUTOMATIC DATA PROCESSING COM 053015103 7 170 SH SOLE 170
AUTOMATIC DATA PROCESSING COM 053015103 61 1460 SH OTHER 1460
AUTOMATIC DATA PROCESSING COM 053015103 145 3457 SH DEFINED 2 3457
AUTOMATIC DATA PROCESSING COM 053015103 358 8555 SH OTHER 2 8555
AVON PRODUCTS INC COM 054303102 12 340 SH SOLE 340
AVON PRODUCTS INC COM 054303102 7 200 SH OTHER 2 200
BP PLC COM 055622104 29 410 SH SOLE 410
BP PLC COM 055622104 26 370 SH OTHER 370
BP PLC COM 055622104 534 7680 SH DEFINED 2 7680
BP PLC COM 055622104 1256 18059 SH OTHER 2 18059
BAKER HUGHES INC COM 057224107 26 300 SH OTHER 300
BAKER HUGHES INC COM 057224107 153 1750 SH DEFINED 2 1750
BAKER HUGHES INC COM 057224107 118 1350 SH OTHER 2 1350
BAKER HUGHES INC COM 057224107 2271 26000 SH DEFINED 3 26000
BANK OF AMERICA CORP COM 060505104 26 1090 SH SOLE 1090
BANK OF AMERICA CORP COM 060505104 14 600 SH OTHER 600
BANK OF AMERICA CORP COM 060505104 294 12300 SH DEFINED 2 12300
BANK OF AMERICA CORP COM 060505104 64 2675 SH OTHER 2 2675
BANK OF AMERICA CORP COM 060505104 812 34000 SH DEFINED 3 34000
BANK OF NEW YORK MELLON CORP COM 064058100 35 917 SH SOLE 917
BANK OF NEW YORK MELLON CORP COM 064058100 30 801 SH OTHER 801
BANK OF NEW YORK MELLON CORP COM 064058100 1999 52830 SH DEFINED 3 52830
BANK OF NEW YORK MELLON CORP COM 064058100 944 24948 SH DEFINED 2 24948
BANK OF NEW YORK MELLON CORP COM 064058100 201 5305 SH OTHER 2 5305
BARD C R INC COM 067383109 18 200 SH DEFINED 2 200
BARCLAYS PLC ADR COM 06738E204 7 315 SH DEFINED 2 315
BARRICK GOLD COM 067901108 23 500 SH DEFINED 2 500
BAXTER INTL INC COM 071813109 45 710 SH SOLE 710
BAXTER INTL INC COM 071813109 58 900 SH OTHER 900
BAXTER INTL INC COM 071813109 1230 19230 SH DEFINED 2 19230
BAXTER INTL INC COM 071813109 429 6713 SH OTHER 2 6713
BAXTER INTL INC COM 071813109 2494 39000 SH DEFINED 3 39000
BECTON DICKINSON CO COM 075887109 4 50 SH OTHER 2 50
BERKSHIRE HATHAWAY INC COM 084670207 16 4 SH OTHER 2 4
BEST BUY CO COM 086516101 126 3177 SH DEFINED 2 3177
BEST BUY CO COM 086516101 10 250 SH OTHER 2 250
BHP BILLITON COM 088606108 11 130 SH SOLE 130
BHP BILLITON COM 088606108 14 170 SH DEFINED 2 170
BLACKROCK MUT 09254F100 17 1325 SH DEFINED 2 1325
BOEING COMPANY COM 097023105 83 1270 SH DEFINED 2 1270
BOEING COMPANY COM 097023105 5 75 SH OTHER 2 75
BOSTON SCIENTIFIC CORP COM 101137107 3 265 SH DEFINED 2 265
BRISTOL MYERS SQUIBB COM 110122108 125 6075 SH DEFINED 2 6075
BRISTOL MYERS SQUIBB COM 110122108 21 1000 SH OTHER 2 1000
BROWN FOREMAN DISTILLERS CORP COM 115637100 33 432 SH DEFINED 2 432
BROWN FOREMAN DISTILLERS CORP COM 115637209 30 402 SH DEFINED 2 402
BURLINGTON NORTHERN COM 12189T104 37 375 SH SOLE 375
BURLINGTON NORTHERN COM 12189T104 660 6605 SH DEFINED 2 6605
BURLINGTON NORTHERN COM 12189T104 1498 15000 SH DEFINED 3 15000
CIT GROUP COM 125581108 1 200 SH DEFINED 2 200
CVS/CAREMARK CORP COM 126650100 18 450 SH SOLE 450
CVS/CAREMARK CORP COM 126650100 547 13825 SH DEFINED 2 13825
CVS/CAREMARK CORP COM 126650100 6 150 SH OTHER 2 150
CAMERON INTERNATIONAL CORP COM 13342B105 80 1445 SH SOLE 1445
CAMERON INTERNATIONAL CORP COM 13342B105 834 15070 SH DEFINED 2 15070
CAMERON INTERNATIONAL CORP COM 13342B105 55 1000 SH OTHER 2 1000
CAMERON INTERNATIONAL CORP COM 13342B105 2214 40000 SH DEFINED 3 40000
CAMPBELL SOUP COM 134429109 3 80 SH OTHER 2 80
CAPSTONE TURBINE CORP COM 14067D102 3 600 SH DEFINED 2 600
CARNIVAL COM 143658300 64 1933 SH DEFINED 2 1933
CARNIVAL COM 143658300 4 134 SH OTHER 2 134
CASELLA WASTE SYSTEMS INC COM 147448104 43 3500 SH DEFINED 2 3500
CATERPILLAR INC COM 149123101 6 80 SH SOLE 80
CATERPILLAR INC COM 149123101 18 250 SH DEFINED 2 250
CATERPILLAR INC COM 149123101 54 725 SH OTHER 2 725
CERNER CORP COM 156782104 18 400 SH DEFINED 2 400
CHESAPEAKE ENERGY COM 165167107 13 200 SH DEFINED 2 200
CHEVRON CORPORATION COM 166764100 315 3174 SH SOLE 3174
CHEVRON CORPORATION COM 166764100 116 1175 SH OTHER 1175
CHEVRON CORPORATION COM 166764100 2052 20700 SH DEFINED 2 20700
CHEVRON CORPORATION COM 166764100 731 7371 SH OTHER 2 7371
CHEVRON CORPORATION COM 166764100 1289 13000 SH DEFINED 3 13000
CHUBB CORP COM 171232101 15 300 SH SOLE 300
CISCO SYSTEMS COM 17275R102 88 3775 SH SOLE 3775
CISCO SYSTEMS COM 17275R102 5 200 SH OTHER 200
CISCO SYSTEMS COM 17275R102 1577 67794 SH DEFINED 2 67794
CISCO SYSTEMS COM 17275R102 477 20492 SH OTHER 2 20492
CISCO SYSTEMS COM 17275R102 2000 86000 SH DEFINED 3 86000
CITADEL BROADCASTING CORP COM 17285T106 0 30 SH DEFINED 2 30
CITIGROUP INC COM 172967101 20 1190 SH SOLE 1190
CITIGROUP INC COM 172967101 10 625 SH OTHER 625
CITIGROUP INC COM 172967101 172 10285 SH DEFINED 2 10285
CITIGROUP INC COM 172967101 23 1400 SH OTHER 2 1400
CITRIX SYSTEMS INC COM 177376100 7 250 SH DEFINED 2 250
COCA COLA CO. COM 191216100 81 1550 SH DEFINED 2 1550
COGNIZANT TECH SOLUTIONS COM 192446102 33 1000 SH DEFINED 2 1000
COLGATE-PALMOLIVE CO COM 194162103 50 725 SH SOLE 725
COLGATE-PALMOLIVE CO COM 194162103 48 700 SH OTHER 700
COLGATE-PALMOLIVE CO COM 194162103 980 14185 SH DEFINED 2 14185
COLGATE-PALMOLIVE CO COM 194162103 361 5225 SH OTHER 2 5225
COLGATE-PALMOLIVE CO COM 194162103 1520 22000 SH DEFINED 3 22000
COMCAST CORP NEW COM 20030N101 26 1375 SH SOLE 1375
COMCAST CORP NEW COM 20030N101 322 16994 SH DEFINED 2 16994
COMCAST CORP NEW COM 20030N101 7 375 SH OTHER 2 375
CONNECTICUT WATER SERVICE INC COM 207797101 4 200 SH OTHER 2 200
CONOCOPHILLIPS COM 20825C104 70 740 SH SOLE 740
CONOCOPHILLIPS COM 20825C104 28 300 SH OTHER 300
CONOCOPHILLIPS COM 20825C104 1084 11481 SH DEFINED 2 11481
CONOCOPHILLIPS COM 20825C104 215 2274 SH OTHER 2 2274
CONOCOPHILLIPS COM 20825C104 1321 14000 SH DEFINED 3 14000
CONSTELLATION ENERGY GROUP INC COM 210371100 40 490 SH SOLE 490
CONSTELLATION ENERGY GROUP INC COM 210371100 23 275 SH OTHER 275
CONSTELLATION ENERGY GROUP INC COM 210371100 727 8850 SH DEFINED 2 8850
CONSTELLATION ENERGY GROUP INC COM 210371100 66 800 SH OTHER 2 800
CONSTELLATION ENERGY GROUP INC COM 210371100 1642 20000 SH DEFINED 3 20000
CORNING INC COM 219350105 45 1950 SH SOLE 1950
CORNING INC COM 219350105 12 500 SH OTHER 500
CORNING INC COM 219350105 770 33400 SH DEFINED 2 33400
CORNING INC COM 219350105 123 5350 SH OTHER 2 5350
CORNING INC COM 219350105 2489 108000 SH DEFINED 3 108000
COSTCO WHOLESALE CORP NEW COM 22160K105 42 600 SH SOLE 600
COSTCO WHOLESALE CORP NEW COM 22160K105 273 3895 SH DEFINED 2 3895
COSTCO WHOLESALE CORP NEW COM 22160K105 88 1250 SH OTHER 2 1250
COSTCO WHOLESALE CORP NEW COM 22160K105 1964 28000 SH DEFINED 3 28000
COVANCE INC COM 222816100 14 164 SH DEFINED 2 164
DTE ENERGY CO. COM 233331107 8 199 SH DEFINED 2 199
DANAHER CORP COM 235851102 99 1280 SH SOLE 1280
DANAHER CORP COM 235851102 31 400 SH OTHER 400
DANAHER CORP COM 235851102 1967 25448 SH DEFINED 2 25448
DANAHER CORP COM 235851102 207 2675 SH OTHER 2 2675
DANAHER CORP COM 235851102 773 10000 SH DEFINED 3 10000
DARDEN RESTAURANTS INC COM 237194105 8 260 SH DEFINED 2 260
DEERE & CO COM 244199105 29 400 SH DEFINED 2 400
DEL MONTE FOODS CO COM 24522P103 3 401 SH DEFINED 2 401
DELL INC COM 24702R101 27 1250 SH SOLE 1250
DELL INC COM 24702R101 217 9900 SH DEFINED 2 9900
DELL INC COM 24702R101 27 1250 SH OTHER 2 1250
DENTSPLY INTL COM 249030107 37 1000 SH DEFINED 2 1000
DENTSPLY INTL COM 249030107 28 750 SH OTHER 2 750
WALT DISNEY COMPANY COM 254687106 52 1670 SH SOLE 1670
WALT DISNEY COMPANY COM 254687106 886 28405 SH DEFINED 2 28405
WALT DISNEY COMPANY COM 254687106 463 14850 SH OTHER 2 14850
WALT DISNEY COMPANY COM 254687106 1092 35000 SH DEFINED 3 35000
DOLLAR TREE INC. COM 256746108 86 2630 SH DEFINED 2 2630
DOMINION RES INC VA NEW COM 25746U109 67 1410 SH SOLE 1410
DOMINION RES INC VA NEW COM 25746U109 24 500 SH OTHER 500
DOMINION RES INC VA NEW COM 25746U109 1376 28978 SH DEFINED 2 28978
DOMINION RES INC VA NEW COM 25746U109 245 5150 SH OTHER 2 5150
DOMINION RES INC VA NEW COM 25746U109 760 16000 SH DEFINED 3 16000
DOW CHEMICAL CO COM 260543103 14 400 SH OTHER 400
DOW CHEMICAL CO COM 260543103 23 650 SH DEFINED 2 650
EI DUPONT DE NEMOURS & CO COM 263534109 21 485 SH SOLE 485
EI DUPONT DE NEMOURS & CO COM 263534109 14 325 SH OTHER 325
EI DUPONT DE NEMOURS & CO COM 263534109 257 6000 SH DEFINED 2 6000
EI DUPONT DE NEMOURS & CO COM 263534109 107 2500 SH OTHER 2 2500
DUKE ENERGY HLDG CORP COM 26441C105 11 640 SH SOLE 640
DUKE ENERGY HLDG CORP COM 26441C105 20 1146 SH DEFINED 2 1146
EMC CORP COM 268648102 1 100 SH DEFINED 2 100
EAST WEST BANCORP COM 27579R104 4 500 SH OTHER 2 500
EASTMAN KODAK CO COM 277461109 1 100 SH DEFINED 2 100
EATON CORP COM 278058102 17 200 SH SOLE 200
EATON CORP COM 278058102 153 1800 SH OTHER 2 1800
EBAY INC COM 278642103 8 300 SH DEFINED 2 300
EBAY INC COM 278642103 3 100 SH OTHER 2 100
ECOLAB INC COM 278865100 6 150 SH SOLE 150
ECOLAB INC COM 278865100 533 12400 SH DEFINED 2 12400
ECOLAB INC COM 278865100 154 3575 SH OTHER 2 3575
ECOLAB INC COM 278865100 967 22500 SH DEFINED 3 22500
ELECTRONIC ARTS INC COM 285512109 3 60 SH OTHER 2 60
EMERSON ELECTRIC CO COM 291011104 47 960 SH SOLE 960
EMERSON ELECTRIC CO COM 291011104 32 650 SH OTHER 650
EMERSON ELECTRIC CO COM 291011104 1008 20383 SH DEFINED 2 20383
EMERSON ELECTRIC CO COM 291011104 232 4700 SH OTHER 2 4700
EMERSON ELECTRIC CO COM 291011104 1088 22000 SH DEFINED 3 22000
ENCANA CORP COM 292505104 108 1190 SH DEFINED 2 1190
ENTERGY CORP. NEW COM 29364G103 8 66 SH DEFINED 2 66
EXELON CORP COM 30161N101 39 430 SH SOLE 430
EXELON CORP COM 30161N101 27 300 SH OTHER 300
EXELON CORP COM 30161N101 1003 11150 SH DEFINED 2 11150
EXELON CORP COM 30161N101 137 1525 SH OTHER 2 1525
EXELON CORP COM 30161N101 1979 22000 SH DEFINED 3 22000
EXXON MOBIL CORP COM 30231G102 393 4460 SH SOLE 4460
EXXON MOBIL CORP COM 30231G102 156 1775 SH OTHER 1775
EXXON MOBIL CORP COM 30231G102 6371 72290 SH DEFINED 2 72290
EXXON MOBIL CORP COM 30231G102 2133 24200 SH OTHER 2 24200
EXXON MOBIL CORP COM 30231G102 1719 19500 SH DEFINED 3 19500
FPL GROUP INC COM 302571104 115 1750 SH DEFINED 2 1750
FAIRPOINT COMMUNICATIONS INC. COM 305560104 0 5 SH DEFINED 2 5
FAIRPOINT COMMUNICATIONS INC. COM 305560104 0 117 SH OTHER 2 117
FAMILY DOLLAR STORES COM 307000109 2 100 SH DEFINED 2 100
FASTENAL COM 311900104 10 225 SH DEFINED 2 225
FED HOME LOAN MORT CORP COM 313400301 2 116 SH DEFINED 2 116
FED NATL MORT ASSOC COM 313586109 11 560 SH DEFINED 2 560
FED NATL MORT ASSOC COM 313586109 6 300 SH OTHER 2 300
FEDEX CORPORATION COM 31428X106 39 500 SH DEFINED 2 500
FIFTH THIRD BANCORP COM 316773100 10 1000 SH OTHER 2 1000
FINANCIAL INSTITUTIONS INC COM 317585404 2 100 SH OTHER 2 100
FIRST MARBLEHEAD CORP COM 320771108 2 750 SH OTHER 2 750
FIRST NIAGARA COM 33582V108 186 14500 SH SOLE 14500
FISERV INC COM 337738108 44 970 SH SOLE 970
FISERV INC COM 337738108 406 8945 SH DEFINED 2 8945
FORD MOTOR CO COM 345370860 5 1000 SH DEFINED 2 1000
FOREST LABS INC COM 345838106 9 250 SH DEFINED 2 250
FORTUNE BRANDS INC COM 349631101 4 65 SH SOLE 65
FORTUNE BRANDS INC COM 349631101 44 700 SH DEFINED 2 700
FRANKLIN RESOURCES COM 354613101 61 665 SH SOLE 665
FRANKLIN RESOURCES COM 354613101 619 6755 SH DEFINED 2 6755
FRANKLIN RESOURCES COM 354613101 60 650 SH OTHER 2 650
FRANKLIN RESOURCES COM 354613101 1191 13000 SH DEFINED 3 13000
GENERAL DYNAMICS COM 369550108 21 250 SH SOLE 250
GENERAL DYNAMICS COM 369550108 34 400 SH OTHER 400
GENERAL DYNAMICS COM 369550108 514 6100 SH DEFINED 2 6100
GENERAL DYNAMICS COM 369550108 184 2190 SH OTHER 2 2190
GENERAL DYNAMICS COM 369550108 1179 14000 SH DEFINED 3 14000
GENERAL ELECTRIC CO COM 369604103 184 6896 SH SOLE 6896
GENERAL ELECTRIC CO COM 369604103 80 3000 SH OTHER 3000
GENERAL ELECTRIC CO COM 369604103 4005 150058 SH DEFINED 2 150058
GENERAL ELECTRIC CO COM 369604103 2223 83278 SH OTHER 2 83278
GENERAL ELECTRIC CO COM 369604103 1601 60000 SH DEFINED 3 60000
GENERAL MILLS INC COM 370334104 49 800 SH OTHER 800
GENERAL MILLS INC COM 370334104 274 4510 SH DEFINED 2 4510
GENERAL MILLS INC COM 370334104 149 2450 SH OTHER 2 2450
GENERAL MILLS INC COM 370334104 1598 26300 SH DEFINED 3 26300
GENUINE PARTS CO COM 372460105 6 150 SH OTHER 2 150
GENTIVA COM 37247A102 4 210 SH DEFINED 2 210
GENWORTH FINL COM 37247D106 2 100 SH SOLE 100
GENWORTH FINL COM 37247D106 41 2300 SH DEFINED 2 2300
GENWORTH FINL COM 37247D106 43 2400 SH OTHER 2 2400
GENWORTH FINL COM 37247D106 837 47000 SH DEFINED 3 47000
GILEAD SCIENCES INC COM 375558103 17 328 SH DEFINED 2 328
GLAXO COM 37733W105 18 400 SH OTHER 400
GLAXO COM 37733W105 32 725 SH DEFINED 2 725
GLAXO COM 37733W105 35 800 SH OTHER 2 800
GOLDMAN SACHS GROUP COM 38141G104 77 440 SH SOLE 440
GOLDMAN SACHS GROUP COM 38141G104 39 225 SH OTHER 225
GOLDMAN SACHS GROUP COM 38141G104 1208 6908 SH DEFINED 2 6908
GOLDMAN SACHS GROUP COM 38141G104 219 1250 SH OTHER 2 1250
GOLDMAN SACHS GROUP COM 38141G104 1574 9000 SH DEFINED 3 9000
GOOGLE INC COM 38259P508 8 15 SH DEFINED 2 15
GREENBRIER COMPANIES COM 393657101 4 200 SH DEFINED 2 200
HARLEY DAVIDSON INC COM 412822108 13 350 SH SOLE 350
HARLEY DAVIDSON INC COM 412822108 204 5636 SH DEFINED 2 5636
HARLEY DAVIDSON INC COM 412822108 114 3132 SH OTHER 2 3132
HARLEY DAVIDSON INC COM 412822108 573 15800 SH DEFINED 3 15800
HARSCO COM 415864107 40 732 SH DEFINED 2 732
HARTFORD FINL SVCS GROUP INC. COM 416515104 21 325 SH SOLE 325
HARTFORD FINL SVCS GROUP INC. COM 416515104 23 350 SH OTHER 350
HARTFORD FINL SVCS GROUP INC. COM 416515104 435 6731 SH DEFINED 2 6731
HARTFORD FINL SVCS GROUP INC. COM 416515104 136 2100 SH OTHER 2 2100
HARTFORD FINL SVCS GROUP INC. COM 416515104 969 15000 SH DEFINED 3 15000
H J HEINZ CO COM 423074103 204 4255 SH DEFINED 2 4255
H J HEINZ CO COM 423074103 636 13300 SH OTHER 2 13300
H J HEINZ CO COM 423074103 526 11000 SH DEFINED 3 11000
HEWLETT PACKARD CO COM 428236103 87 1960 SH SOLE 1960
HEWLETT PACKARD CO COM 428236103 62 1400 SH OTHER 1400
HEWLETT PACKARD CO COM 428236103 1529 34586 SH DEFINED 2 34586
HEWLETT PACKARD CO COM 428236103 1279 28930 SH OTHER 2 28930
HEWLETT PACKARD CO COM 428236103 1326 30000 SH DEFINED 3 30000
HOME DEPOT, INC COM 437076102 4 175 SH SOLE 175
HOME DEPOT, INC COM 437076102 2 100 SH OTHER 100
HOME DEPOT, INC COM 437076102 105 4465 SH DEFINED 2 4465
HOME DEPOT, INC COM 437076102 119 5075 SH OTHER 2 5075
HOSPIRA INC COM 441060100 0 15 SH DEFINED 2 15
HOSPIRA INC COM 441060100 10 260 SH OTHER 2 260
HOST HOTELS & RESORTS INC COM 44107P104 0 4 SH SOLE 4
ITT CORP COM 450911102 80 1265 SH SOLE 1265
ITT CORP COM 450911102 38 600 SH OTHER 600
ITT CORP COM 450911102 1232 19460 SH DEFINED 2 19460
ITT CORP COM 450911102 165 2600 SH OTHER 2 2600
ITT CORP COM 450911102 1267 20000 SH DEFINED 3 20000
IDEARC INC. COM 451663108 0 84 SH DEFINED 2 84
ILLINOIS TOOL WORKS INC. COM 452308109 87 1825 SH DEFINED 2 1825
ILLINOIS TOOL WORKS INC. COM 452308109 76 1600 SH OTHER 2 1600
ILLINOIS TOOL WORKS INC. COM 452308109 1330 28000 SH DEFINED 3 28000
INTEL CORP COM 458140100 55 2570 SH SOLE 2570
INTEL CORP COM 458140100 15 700 SH OTHER 700
INTEL CORP COM 458140100 765 35635 SH DEFINED 2 35635
INTEL CORP COM 458140100 355 16540 SH OTHER 2 16540
INTL BUSINESS MACHINES COM 459200101 149 1253 SH SOLE 1253
INTL BUSINESS MACHINES COM 459200101 71 600 SH OTHER 600
INTL BUSINESS MACHINES COM 459200101 2049 17284 SH DEFINED 2 17284
INTL BUSINESS MACHINES COM 459200101 1219 10282 SH OTHER 2 10282
INTL BUSINESS MACHINES COM 459200101 2015 17000 SH DEFINED 3 17000
INTL GAME TECH COM 459902102 14 550 SH SOLE 550
INTL GAME TECH COM 459902102 5 200 SH DEFINED 2 200
INTL GAME TECH COM 459902102 674 27000 SH DEFINED 3 27000
INTERNATIONAL PAPER CO COM 460146103 9 376 SH DEFINED 2 376
ISHARES EXC 464287234 26 190 SH SOLE 190
ISHARES EXC 464287234 43 318 SH DEFINED 2 318
ISHARES EXC 464287465 39 570 SH SOLE 570
ISHARES EXC 464287556 11 148 SH SOLE 148
ISHARES EXC 464287655 18 260 SH SOLE 260
ISHARES EXC 464287713 4 185 SH SOLE 185
ISHARES EXC 46428Q109 16 91 SH DEFINED 2 91
JDS UNIPHASE CORP COM 46612J507 0 25 SH OTHER 2 25
JPMORGAN CHASE & CO COM 46625H100 24 704 SH SOLE 704
JPMORGAN CHASE & CO COM 46625H100 209 6103 SH DEFINED 2 6103
JPMORGAN CHASE & CO COM 46625H100 178 5186 SH OTHER 2 5186
JACOBS ENGINEERING GROUP INC. COM 469814107 145 1800 SH DEFINED 2 1800
JACOBS ENGINEERING GROUP INC. COM 469814107 288 3573 SH OTHER 2 3573
JOHNSON & JOHNSON COM 478160104 202 3134 SH SOLE 3134
JOHNSON & JOHNSON COM 478160104 45 700 SH OTHER 700
JOHNSON & JOHNSON COM 478160104 3622 56288 SH DEFINED 2 56288
JOHNSON & JOHNSON COM 478160104 1841 28606 SH OTHER 2 28606
JOHNSON & JOHNSON COM 478160104 2123 33000 SH DEFINED 3 33000
JOHNSON CONTROLS INC COM 478366107 30 1050 SH DEFINED 2 1050
KAYDON CORP COM 486587108 3 50 SH DEFINED 2 50
KELLOGG CO. COM 487836108 48 1000 SH SOLE 1000
KELLOGG CO. COM 487836108 10 200 SH OTHER 200
KELLOGG CO. COM 487836108 655 13635 SH DEFINED 2 13635
KELLOGG CO. COM 487836108 190 3950 SH OTHER 2 3950
KELLOGG CO. COM 487836108 1777 37000 SH DEFINED 3 37000
KEYCORP COM 493267108 5 500 SH SOLE 500
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LSI CORPORATION COM 502161102 0 71 SH DEFINED 2 71
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L3 COMMUNICATIONS HLD INC COM 502424104 55 600 SH OTHER 2 600
L3 COMMUNICATIONS HLD INC COM 502424104 1363 15000 SH DEFINED 3 15000
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ELI LILLY & CO COM 532457108 43 940 SH OTHER 940
ELI LILLY & CO COM 532457108 82 1775 SH DEFINED 2 1775
ELI LILLY & CO COM 532457108 90 1950 SH OTHER 2 1950
LOCKHEED MARTIN CORP COM 539830109 20 200 SH OTHER 200
LOCKHEED MARTIN CORP COM 539830109 79 804 SH DEFINED 2 804
LOCKHEED MARTIN CORP COM 539830109 59 600 SH OTHER 2 600
LOCKHEED MARTIN CORP COM 539830109 1184 12000 SH DEFINED 3 12000
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LOWES COMPANIES COM 548661107 140 6750 SH OTHER 2 6750
LOWES COMPANIES COM 548661107 581 28000 SH DEFINED 3 28000
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MARRIOTT INTERNATIONAL INC COM 571903202 31 1200 SH DEFINED 2 1200
MARRIOTT INTERNATIONAL INC COM 571903202 49 1850 SH OTHER 2 1850
MARTHA STEWART LIVING COM 573083102 0 65 SH DEFINED 2 65
MCCORMICK & CO COM 579780206 3 75 SH OTHER 2 75
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MCDONALDS CORP COM 580135101 405 7200 SH OTHER 2 7200
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MEDTRONIC, INC COM 585055106 1449 28000 SH DEFINED 3 28000
MERCK & CO COM 589331107 19 500 SH SOLE 500
MERCK & CO COM 589331107 105 2783 SH DEFINED 2 2783
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MICROSOFT CORP. COM 594918104 1678 61000 SH DEFINED 3 61000
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MOHAWK INDUSTRIES INC COM 608190104 14 225 SH DEFINED 2 225
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MONSANTO CO NEW COM 61166W101 43 342 SH DEFINED 2 342
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NIKE INC COM 654106103 30 500 SH SOLE 500
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NIKE INC COM 654106103 15 250 SH OTHER 2 250
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NOKIA CORP COM 654902204 300 12225 SH DEFINED 2 12225
NOKIA CORP COM 654902204 12 500 SH OTHER 2 500
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ORACLE CORP COM 68389X105 1154 54975 SH DEFINED 2 54975
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ORACLE CORP COM 68389X105 1575 75000 SH DEFINED 3 75000
P P G INDUSTRIES INC COM 693506107 23 400 SH DEFINED 2 400
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PARKER-HANNIFIN COM 701094104 14 200 SH DEFINED 2 200
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PRAXAIR, INC. COM 74005P104 203 2150 SH OTHER 2 2150
PRAXAIR, INC. COM 74005P104 1885 20000 SH DEFINED 3 20000
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ROYAL DUTCH SHELL PLC COM 780259206 228 2786 SH DEFINED 2 2786
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SPDR GOLD TRUST ETF EXC 78463V107 26 281 SH DEFINED 2 281
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CHARLES SCHWAB CO. COM 808513105 99 4823 SH DEFINED 2 4823
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