SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    Form 8-K


                                 CURRENT REPORT


                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934



                                  July 7, 2004
                                  ------------
                                 Date of Report
                        (Date of Earliest Event Reported)



                           Total System Services, Inc.
                          -----------------------------
                          (Exact Name of Registrant as
                            Specified in its Charter)



    Georgia                          1-10254                   58-1493818
------------------               ------------------         ------------------
(State of                          (Commission File          (IRS Employer
Incorporation)                       Number)              Identification Number)


                   1600 First Avenue, Columbus, Georgia 31901
                --------------------------------------------------
               (Address of principal executive offices) (Zip Code)

                                 (706) 649-2267
                                 --------------
              (Registrant's telephone number, including area code)


                ---------------------------------------------------
          (Former name or former address, if changed since last report)




Item 5.           Other Events.
-------           ----------------

     On July 7, 2004, Total System Services,  Inc. ("Registrant") issued a press
release announcing that it is in exclusive negotiations with J.P. Morgan Chase &
Co. to provide processing services for the 87 million cardmembers of  Chase Card
Services.

     A copy of Registrant's press release is attached hereto as Exhibit 99.1 and
incorporated herein by reference.

Item 7.           Financial Statements and Exhibits.
-------           -----------------------------------

                  (c)            Exhibits

                  99.1 -         Registrant's press release dated July 7, 2004



                                                     Signature
                                                     ----------

     Pursuant to the  requirements  of the  Securities  Exchange Act of 1934, as
amended,  Registrant  has caused  this  report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                                TOTAL SYSTEM SERVICES, INC.
                                                   ("Registrant")

Dated:  July 7, 2004                            By:/s/ Kathleen Moates
       --------------------                        -------------------
                                                   Kathleen Moates
                                                   Senior Deputy General Counsel