Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):       October 31, 2008

                            SALISBURY BANCORP, INC.
               (Exact name of registrant as specified in charter)

           Connecticut                      000-24751             06-1514263
 (State or other jurisdiction of    (Commission File Number)    (IRS Employer
          incorporation)                                     Identification No.)

 5 Bissell Street, Lakeville, Connecticut                    06039-1868
 (Address of principal executive offices)                    (zip code)

Registrant's telephone number, including area code:  (860) 435-9801

          (Former Name or Former Address, if Changed Since Last Report)

Check the  appropriate  box below if the Form 8-K is intended to  simultaneously
satisfy the filing  obligations  of the  registrant  under any of the  following
provisions (see General Instructions A.2. below):

[_]   Written  communications  pursuant to Rule 425 under the Securities Act (12
      C.F.R. 230.425)

[_]   Soliciting  material  pursuant  to Rule 14a-2 under the  Exchange  Act (17
      C.F.R. 240.14a-12)

[_]   Pre-commencement  communications  pursuant  to  Rule  14d-2(b)  under  the
      Exchange Act (17 C.F.R. 240.14d-2(b))

[_]   Pre-commencement  communications  pursuant  to  Rule  13e-4(c)  under  the
      Exchange Act (17 C.F.R. 240.13e-4(c))

Form 8-K, Current Report
Salisbury Bancorp, Inc.

Section 2.    Financial Information

Item 2.02.    Results of Operations and Financial Condition

      On October 31, 2008,  Salisbury  Bancorp,  Inc. (the  "Company")  issued a
press release  announcing its financial  results for the quarter ended September
30,  2008.  The press  release is attached as Exhibit  99.1 and is  incorporated
herein by reference.

Section 9.    Financial Statements and Exhibits

Item 9.01.    Financial Statements and Exhibits

              (c)      Exhibits
                       99.1 Press Release dated October 31, 2008.


      Pursuant to the  requirements of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereto duly authorized.

Dated: November 3, 2008               SALISBURY BANCORP, INC.

                                      By:        /s/ John F. Foley
                                           John F. Foley
                                           Chief Financial Officer and Secretary