SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549

                                   -----------

                                  SCHEDULE 13G
                                 (Rule 13d-102)

             INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT
          TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED
                            PURSUANT TO RULE 13d-2(b)

                              (Amendment No. 5)/1/



                                      UICI
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                                (Name of Issuer)


                                  Common Stock
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                         (Title of Class of Securities)


                                    902737105
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                                 (CUSIP Number)


                                December 31, 2001
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             (Date of Event Which Requires Filing of this Statement)



Check the appropriate box to designate the rule pursuant to which this
Schedule is filed:

     [X]Rule 13d-1(b)
     [_]Rule 13d-1(c)
     [_]Rule 13d-1(d)




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     /1/The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information which would
alter disclosures provided in a prior cover page.

     The information required on the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).





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CUSIP No. 902737105                  13G                       Page 2 of 4 Pages
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1.   NAME OF REPORTING PERSON
     S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

          President and Fellows of Harvard College
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                                                                  (a)      [ ]
2.   CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
                                                                  (b)      [ ]
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3.   SEC USE ONLY

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4.   CITIZENSHIP OR PLACE OF ORGANIZATION

          Massachusetts
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                      5.   SOLE VOTING POWER

                                1,429,400 shares
                 ---------------------------------------------------------------
     NUMBER OF        6.   SHARED VOTING POWER
      SHARES
   BENEFICIALLY                 ----
     OWNED BY    ---------------------------------------------------------------
       EACH           7.   SOLE DISPOSITIVE POWER
     REPORTING
      PERSON                    1,429,400 shares
       WITH      ---------------------------------------------------------------
                      8.   SHARED DISPOSITIVE POWER

                                ----
--------------------------------------------------------------------------------
9.   AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

          1,429,400 shares
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10.  CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9)
     EXCLUDES CERTAIN SHARES*                                              [ ]
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11.  PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)

          3.0%
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12.  TYPE OF REPORTING PERSON*

          EP
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                      *SEE INSTRUCTIONS BEFORE FILLING OUT!




                                  SCHEDULE 13G

Item 1(a)     Name of Issuer:
                     UICI

      1(b)    Address of Issuer's Principal Executive Offices:
                     4001 McEwen
                     Suite 200
                     Dallas, TX  75244

Item 2(a)     Name of Person Filing:
                     President and Fellows of Harvard College

     2(b)     Address of Principal Business Office or, if none, Residence:
                     c/o Harvard Management Company, Inc.
                     600 Atlantic Avenue
                     Boston, MA  02210

     2(c)     Citizenship:
                     Massachusetts

     2(d)     Title of Class of Securities:
                     Common Stock

     2(e)     CUSIP Number:
                     902737105

Item 3        The reporting person is an employee benefit plan or endowment
              fund in accordance with Rule 13d-1(b)(1)(ii)(F).

Item 4        Ownership:

     4(a)     Amount beneficially owned:
                     1,429,400 shares

     4(b)     Percent of Class:
                     3.0%

     4(c)     Number of shares as to which such person has:

              (i)  sole power to vote or to direct the vote:
                     1,429,400 shares

              (ii)  shared power to vote or to direct the vote:

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                               Page 3 of 4 Pages



              (iii)  sole power to dispose or to direct the disposition of:
                     1,429,400 shares

              (iv)   shared power to dispose or to direct the disposition of:

                     --------

Item 5        Ownership of Five Percent or Less of a Class:
                     This statement is being filed to report the fact that
                     as of the date hereof the reporting person has ceased
                     to be the beneficial owner of more than five percent of
                     the class of securities.

Item 6        Ownership of More than Five Percent on Behalf of Another Person:
                     Not Applicable.

Item 7        Identification and Classification of the Subsidiary which
              Acquired the Security Being Reported on by the Parent
              Holding Company:
                     Not Applicable.

Item 8        Identification and Classification of Members of the Group:
                     Not Applicable.

Item 9        Notice of Dissolution of Group:
                     Not Applicable.

Item 10       Certification:

              By signing below the undersigned certifies that, to the best
              of its knowledge and belief, the securities referred to above
              were acquired and are held in the ordinary course of business
              and were not acquired and are not held for the purpose of or
              with the effect of changing or influencing the control of the
              issuer of the securities and were not acquired and are not
              held in connection with or as a participant in any transaction
              having that purpose or effect.

After reasonable inquiry and to the best of its knowledge and belief, the
undersigned certifies that the information set forth in this statement is true,
complete and correct.

                            PRESIDENT AND FELLOWS OF HARVARD COLLEGE

                            By: /s/ Michael S. Pradko
                                --------------------------------------
                                Name:  Michael S. Pradko
                                Title: Authorized Signatory

February 14, 2002



                               Page 4 of 4 Pages