UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): April 20, 2004

New Commerce BanCorp
(Exact name of registrant
as specified in its charter)

               South Carolina                                    333-70589                                  58-2403844               
(State of Incorporation) Commission File No. (I.R.S. Employer Identification No.)

501 New Commerce Court, Greenville, South Carolina 29607
(Address of principal executive offices)   (Zip Code)

(864) 297-6333
(Telephone Number)

Not Applicable
(Former Name, Former Address and Former Fiscal Year, if Changed Since Last Report)


INFORMATION TO BE INCLUDED IN THE REPORT

Item 7. Financial Statements. Pro Forma Financial Information and Exhibits.

      (c) Exhibits

      Exhibit No.     Exhibit

       99.1                 Press Release of New Commerce Bancorp dated April 20, 2004.

Item 12. Results of Operations and Financial Condition.

On April 20, 2004, New Commerce BanCorp, holding company for New Commerce Bank, issued a press release announcing its financial results for the first quarter ended March 31, 2004. A copy of the press release is attached hereto as Exhibit 99.1.

2


SIGNATURES

        Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

NEW COMMERCE BANCORP


By:         /s/ Frank W. Wingate      
Name:    Frank W. Wingate
Title:      Chief Executive Officer

Dated: April 20, 2004










3


EXHIBIT INDEX

Exhibit Number              Description

99.1      Earnings Press Release for the quarter ended March 31, 2004.





















4