THE PROGRESSIVE CORPORATION
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SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) June 29, 2004

THE PROGRESSIVE CORPORATION

(Exact name of registrant as specified in its charter)
                 
Ohio
   1-9518
   34-0963169
(State or other
   (Commission File   (IRS Employer
jurisdiction of
   Number)   Identification
incorporation)
           No.)
     
6300 Wilson Mills Road, Mayfield Village, Ohio
  44143
 
(Address of principal executive offices)   (Zip Code)

Registrant’s telephone number, including area code 440-461-5000

Not Applicable

(Former name or former address, if changed since last report)

 

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Item 5. Other Events and Regulation FD Disclosure
EXHIBIT INDEX
SIGNATURES
EX-99 REPORT ON LOSS RESERVING PRACTICES

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Item 5. Other Events and Regulation FD Disclosure.

On June 29, 2004, The Progressive Corporation (the “Company”) released a Report on Loss Reserving Practices (the “Report”), which provides a discussion of the Company’s loss reserving practices. Pursuant to Regulation FD, a copy of the Report is attached hereto as Exhibit 99.

 

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EXHIBIT INDEX

                 
Exhibit No.        
Under Reg.   Form 8-K    
S-K Item 601
   Exhibit No.
   Description
99
     99     Report on Loss Reserving Practices, dated June 2004

 

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

Dated: June 29, 2004

         
  THE PROGRESSIVE CORPORATION
 		  
  By:   /s/ Jeffrey W. Basch    
    Name:   Jeffrey W. Basch   
    Title:   Vice President and
Chief Accounting Officer