Voya Financial’s 31.4% return over the past six months has outpaced the S&P 500 by 18.6%, and its stock price has climbed to $94.69 per share. This performance may have investors wondering how to approach the situation.
Is there a buying opportunity in Voya Financial, or does it present a risk to your portfolio? Get the full breakdown from our expert analysts, it’s free.
Why Do We Think Voya Financial Will Underperform?
We’re happy investors have made money, but we’re passing on Voya Financial for now. Here are two reasons why there are better opportunities than VOYA, plus one stock we’d rather own.
1. Long-Term Revenue Growth Disappoints
Examining a company’s long-term performance can provide clues about its quality. Even a bad business can shine for one or two quarters, but a top-tier one grows for years.
Over the last five years, Voya Financial grew its revenue at a tepid 4.7% compounded annual growth rate. This fell short of our benchmark for the financials sector.
2. EPS Barely Growing
Analyzing the long-term change in earnings per share (EPS) shows whether a company’s incremental sales were profitable — for example, revenue could be inflated through excessive spending on advertising and promotions.
Voya Financial’s unimpressive 6% annual EPS growth over the last five years aligns with its revenue performance. This tells us it maintained its per-share profitability as it expanded.
Final Judgment
Voya Financial doesn’t pass our quality test. With its shares topping the market in recent months, the stock trades at 9.2× forward P/E (or $94.69 per share). While this valuation is optically cheap, the potential downside is huge given its shaky fundamentals. There are better investments elsewhere. We’d recommend looking at the most dominant software business in the world.
Stocks We Would Buy Instead of Voya Financial
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